314 Jersey Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 314 Jersey Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,794 sqft · built 2003
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$2,575,000 (Jan 2020)
Tax Bill	$16,422 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00081-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`47-00081-0000-00013`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,794 sqft Living Area
1st Floor Area	1,600 sqft
Upper Floors Area	1,614 sqft
Basement Area	1,369 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Block
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	30 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	314 JERSEY AVE
City	SPRING LAKE
State	NJ
Zip	07762-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	81
Legal Lot Number	13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4005
Census Tract	809100

Owner

314 Jersey Ave is owned and occupied by two individuals who bought it in January 2020.

Source: Monmouth County and Spring Lake Borough records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 JERSEY AVE, SPRING LAKE, NJ 07762-1447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Oct 7, 2008 · Amount on File
Deed Document Number	202010292
Deed Book / Page	9393 / 6935
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 28, 2020
Property Address	314 JERSEY AVE, SPRING LAKE, NJ 07762-1447
Document Number	0000010292
Book / Page	009393 / 006935
Instrument Date	Jan 9, 2020
Instrument	10292
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 JERSEY AVE SPRING LAKE NJ 077621447, SPRING LAKE, NJ 07762-1447

Mortgage

Document Number	10317
Date	Jan 28, 2020
Book Page	009393/006997
Instrument	10317

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 314 Jersey Ave was $16,422, up 1.9% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,842,900 (+6.94%) Land $2,261,300 Building $1,581,600	$3,842,900 (+6.94%) Land $2,261,300 Building $1,581,600
2025	$16,422.00 (+1.92%)	$3,593,400 Land $2,061,300 Building $1,532,100	$3,593,400 Land $2,061,300 Building $1,532,100
2024	$16,112.00
2023		$3,107,900 Land $1,715,700 Building $1,392,200	$3,107,900 Land $1,715,700 Building $1,392,200
2022	$15,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Jersey Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	21 (1979–2012)
Claims Outside the SFHA	16 of 21
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 Jersey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20