Lincoln County property record for 314 James St, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,087 sqft · built 1985 |
| Lot Size | 0.401 acres (17,468 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,322 (2025) |
| Deeds & Mortgages | Feb 2005 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-003-005-049.003 |
| Primary APN | 15-70-26-003-005-049.003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,087 sqft Living Area |
| Basement Area | 1,087 sqft |
| Unfinished Basement | 1,087 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,468 sqft (0.401 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 314 JAMES ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 45.25' LOT 28 & W 54.50' OF LOT 29 NAGLES SUBD |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 37 |
| Legal Subdivision | NAGLE |
| Legal Lot Number | 28-29 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 5 |
| Census Block | 5039 |
| Census Tract | 810305 |
Source: Lincoln County records · APN 15-70-26-003-005-049.003
Assessment roll updated September 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 JAMES ST, TROY, MO 63379-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2005 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Oct 08, 2020 | Beneficiary Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 08, 2020 |
| Transfer Doc | 2453/518 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 314 JAMES ST, TROY, MO 63379-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01727/0421 |
|---|---|
| Date | Feb 01, 2005 |
| Book Page | 1727/0421 |
| Instrument | 20050001343 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | 66889 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 26, 2025 |
| Rate | 1% |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 08, 2020 |
| Property Address | 314 JAMES ST, TROY, MO 63379-2112 |
| Document Number | 2453/518 |
| Book / Page | 2453 / 518 |
| Map Reference | MB 4 PG 37 |
| Instrument Date | Oct 08, 2020 |
| Instrument | 2020011587 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 JAMES ST, TROY, MO 63379-2112 |
Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,322.00 (+8.45%) | $21,050 (+9.81%) Land $2,985 Building $18,065 | $110,790 (+9.81%) Land $15,710 Building $95,080 |
| 2023 | $1,219.00 (+5.91%) | $19,169 Land $1,989 Building $17,180 | $100,890 Land $10,470 Building $90,420 |
| 2022 | $1,151.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SysTec Wireless Communications, Wisper ISP.
Based on FCC filings for 302 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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