314 Hwy 59, Commerce, GA 30530 Property Records

Banks County property record for 314 Hwy 59, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,217 sqft · built 2004
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Sep 2025)
Tax Bill	$3,853 (2025)
Deeds & Mortgages	Jan 2012 Mortgage Jul 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`B67G003`

Property Details

APN / Parcel Number

Primary APN	`B67G003`
Alternative APN	`8656`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,217 sqft Heated Area
1st Floor Area	1,918 sqft
Basement Area	959 sqft
Finished Basement	959 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Brick
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	152,460 sqft (3.5 acres)
Lot Width	200 ft Width
Garage Type	Mixed
Garage Area	984 sqft

Exterior Amenities

Pool Area	500 sqft
Porch	Open Porch
Porch Area	514 sqft
Deck Area	88 sqft
Patio Area	88 sqft
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8656
Street Address	314 HIGHWAY 59
City	COMMERCE
State	GA
Zip	30530-6627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	ELIZABETHS WAY LT 2 PB E-44
Legal Subdivision	ELIZABETHS WAY - 00114
Legal Lot Number	2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1024
Census Tract	970400

Owner

Source: Banks County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	223 BROOKLAND CT, WINDER, GA 30680-4519
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2012	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING
May 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Sep 26, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 20, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE
Jan 20, 2012	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 15, 2010	Deed, Transfer · Conventional Mortgage PRIMARY CAPITAL ADVISORS LC
Mar 30, 2005	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN MORTGAGE EXPRESS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	0000586150
Deed Book / Page	586 / 150
Record Updated	Jun 8, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000370/525
Date	Jan 23, 2012
Book Page	370/525

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2027

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627

Mortgage

Document Number	0000000563/0000000515
Date	Jul 23, 2024
Book Page	0000000563/0000000515

Lender

Name	SUMMIT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627

Mortgage

Document Number	0000000560/0000000365
Date	May 15, 2024
Book Page	0000000560/0000000365

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2049

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 26, 2025
Property Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627
Document Number	000586/150
Book / Page	586 / 150
Instrument Date	Sep 26, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	223 BROOKLAND CT, WINDER, GA 30680-4519

Mortgage

Document Number	0000586152
Date	Sep 26, 2025
Instrument	586/152

Lender

Name	NEXERA HOLDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Dec 17, 2019
Property Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627
Document Number	000475/653
Book / Page	475 / 653
Instrument Date	Dec 17, 2019
Instrument	2019-000999
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627

Mortgage

Document Number	0000000475/0000000655
Date	Dec 20, 2019
Book Page	0000000475/0000000655

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 20, 2017
Property Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627
Document Number	000436/477
Book / Page	436 / 477
Instrument Date	Mar 20, 2017
Instrument	2017-000219
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627

Mortgage

Document Number	000436/478
Date	Mar 22, 2017
Book Page	436/478

Lender

Name	UNITED COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

January 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	BANKS GA
Recording Date	Jan 20, 2012
Property Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627
Document Number	000370/524
Book / Page	370 / 524
Instrument Date	Dec 19, 2011
Instrument	006-2012-000039
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3783 OLD MAYSVILLE RD, 3783, COMMERCE, GA 30529-3766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627
Investor	Possibly a Property Investor

Mortgage

Document Number	000370/525
Date	Jan 20, 2012
Book Page	370/525

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	191 Months
Due	Dec 19, 2027

April 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	BANKS GA
Recording Date	Apr 15, 2010
Property Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627
Document Number	000351/394
Book / Page	351 / 394
Instrument Date	Apr 12, 2010
Instrument	006-2010-000236
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 TYLER WOODS DR, 85, SHARPSBURG, GA 30277-1720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627

Mortgage

Document Number	000351/396
Date	Apr 15, 2010
Book Page	351/396

Lender

Name	PRIMARY CAPITAL ADVISORS LC
Type	Non-Lending Institution
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2040

March 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 30, 2005
Property Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627
Document Number	000256/210
Book / Page	256 / 210
Instrument Date	Mar 30, 2005
Instrument	2005-000292
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGHWAY 59, COMMERCE, GA 30530-6627

Mortgage

Document Number	000256/212
Date	Apr 4, 2005
Book Page	256/212

Lender

Name	AMERICAN MORTGAGE EXPRESS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,853.00 (+0.05%)	$201,850 (+3.26%) Land $16,800 Building $185,050	$504,626 (+3.26%) Land $42,000 Building $462,626
2024	$3,851.00 (+17.27%)	$195,471 (+21.14%) Land $16,800 Building $178,671	$488,677 (+21.14%) Land $42,000 Building $446,677
2023	$3,284.00 (+6.45%)	$161,354 (+9.86%) Land $16,800 Building $144,554	$403,386 (+9.87%) Land $42,000 Building $361,386
2022	$3,085.00	$146,866 Land $16,800 Building $130,066	$367,165 Land $42,000 Building $325,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Windstream.

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