314 Howard St, Centralia, IL 62801 Property Records

Marion County property record for 314 Howard St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1,046 sqft · built 1863
Lot Size	0.238 acres (10,383 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Oct 2025)
Tax Bill	$801 (2025)
Deeds & Mortgages	Oct 2025 Sale May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1400062545`

Property Details

APN / Parcel Number

Primary APN	`1400062545`

Interior

Building Area	1,046 sqft Living Area

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Lot Area	10,383 sqft (0.238 acres)

Location & Zoning

Street Address	314 HOWARD ST
City	CENTRALIA
State	IL
Zip	62801-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISAAC MCCLELLAND 2 641/2FT X 160FT S SD LOT 4 BLK 4
Legal Subdivision	ISAAC MCCLELLANDS ADDITION
Legal Block	4
Legal Lot Number	4
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	4
Census Block	4056
Census Tract	952700

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13055 RIVERDALE DR NW, 500, MINNEAPOLIS, MN 55448-8414
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Feb 16, 2007 · Amount on Record
Deed Document Number	20254129
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Oct 1, 2025
Property Address	314 HOWARD ST, CENTRALIA, IL 62801-2334
Document Number	2025R04129
Instrument Date	Oct 1, 2025
Instrument	2025R04129
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12300 KEYESPORT RD, POCAHONTAS, IL 62275-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13055 RIVERDALE DR NW # 500346, 500346, MINNEAPOLIS, MN 55448-8403

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	May 17, 2022
Property Address	314 HOWARD ST, CENTRALIA, IL 62801-2334
Document Number	2022R02319
Instrument Date	May 11, 2022
Instrument	2022R02319
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 TRACY TER, CENTRALIA, IL 62801-4476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6038 MCCARTY RD, KINMUNDY, IL 62854-2008
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R02320
Date	May 17, 2022
Instrument	2022R02320

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$801.00 (+40.03%)	$11,240 (+52.93%) Land $1,500 Building $9,740	$33,720 (+52.93%) Land $4,500 Building $29,220
2024	$572.00 (-0.87%)	$7,350 (+17.79%) Land $1,980 Building $5,370	$22,050 (+17.79%) Land $5,940 Building $16,110
2022	$577.00	$6,240 Land $1,680 Building $4,560	$18,720 Land $5,040 Building $13,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, ClearWave.

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