314 Half St, Monroe, MI 48161 Property Records

Monroe County property record for 314 Half St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 806 sqft · built 1946
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Feb 2026)
Tax Bill	$961 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-49-00741-001`

Property Details

APN / Parcel Number

Primary APN	`55-49-00741-001`
Alternative APN	`55 490 074 10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	806 sqft Living Area
1st Floor Area	806 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	80 ft deep x 43 ft wide
Terrain	Rolling
Garage Area	720 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	314 HALF ST
City	MONROE
State	MI
Zip	48161-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ISADORE NAVARRE FARM SOUTH 42.98 FT OF LOT 72
Legal Subdivision	ISADORE NAVARRE FARM
Legal Lot Number	72
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1013
Census Tract	831900

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1634 W LORAIN ST, 302, MONROE, MI 48162-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 25, 2023	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	20263118
Prior Transfer Date	Jun 1, 2001
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 25, 2026
Property Address	314 HALF ST, MONROE, MI 48161-1230
Document Number	0000003118
Map Reference	LB 2 PG 36
Instrument Date	Feb 20, 2026
Instrument	2026R03118
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$892.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 HALF ST, MONROE, MI 48161-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HALF ST, MONROE, MI 48161-1230

Mortgage

Document Number	0000003119
Date	Feb 25, 2026
Instrument	2026R03119

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2051

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 25, 2023
Property Address	314 HALF ST, MONROE, MI 48161-1230
Document Number	0000011010
Map Reference	LB 2 PG 38
Instrument Date	Jul 21, 2023
Instrument	2023R11010
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9100 SW 27TH AVE, OCALA, FL 34476-7617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HALF ST, MONROE, MI 48161-1230

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,200 (-0.87%)	$68,400 (-0.87%)
2025	$961.00 (-31.7%) Homeowner's exemption	$34,500 (+76.2%) Land $34,500	$69,000 (+76.2%) Land $69,000
2024	$1,407.00 (-34.31%)
2023	$2,142.00	$19,580	$39,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1984–2009)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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