Lorain County property record for 314 Haddam Dr, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,076 sqft · built 1953 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,987 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-046-104-003 |
| Primary APN | 03-00-046-104-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Basement Area | 1,076 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 314 HADDAM DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLAR DAY FRNT 0050.00 DPTH 0128.00 |
| Legal Subdivision | COLLAR DAY |
| Legal Block | 104 |
| Legal Lot Number | 71 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 22100 |
314 Haddam Dr is owned and occupied by two individuals.
Source: Lorain County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 HADDAM DR, LORAIN, OH 44052-2529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 314 HADDAM DR, LORAIN, OH 44052-2529 |
| Document Number | 0000740560 |
| Instrument Date | Oct 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 314 HADDAM DR LORAIN OH 440522529, LORAIN, OH 44052-2529 |
| Document Number | 0000740560 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 740560 |
| Name | FIFTH THIRD BK/NW OH |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2049 |
The 2025 property tax bill for 314 Haddam Dr was $1,987 with a homeowner's exemption.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,987.00 Homeowner's exemption | $51,980 (+0.01%) Land $7,330 Building $44,650 | $148,500 (-) Land $20,930 Building $127,570 |
| 2024 | $51,975 (+76.44%) Land $7,326 Building $44,650 | $148,500 (+76.45%) Land $20,930 Building $127,570 | |
| 2023 | $1,807.00 (+14.44%) | $29,457 (-0.01%) Land $6,388 Building $23,069 | $84,160 Land $18,250 Building $65,910 |
| 2022 | $1,579.00 | $29,460 Land $6,390 Building $23,070 | |
| 2021 | $84,160 Land $18,250 Building $65,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Haddam Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 314 Haddam Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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