314 Garner Ave, Madison, TN 37115 Property Records

Nashville-Davidson Metropolitan Government property record for 314 Garner Ave, Madison, TN 37115

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1979
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Jan 2018)
Tax Bill	$1,932 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-05-0-261-00`

Property Details

APN / Parcel Number

Primary APN	`043-05-0-261-00`
Alternative APN	`000015566`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,270 sqft
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	140 ft deep x 51 ft wide
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000015566
Old Parcel Number	043050 26100
Street Address	314 GARNER AVE
City	MADISON
State	TN
Zip	37115-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.5
Legal Description	LOT 4 RE-SUB RESERVE PAR A RE-SUB WOODLAWN EST BLK D
Legal Subdivision	WOODLAWN ESTATES
Legal Block	D
Legal Lot Number	4
Jurisdiction	DAVIDSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1006
Census Tract	10404

Owner

Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	314 GARNER AVE, MADISON, TN 37115-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Aug 30, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 17, 2018	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2018 · Amount on Record
Deed Sale	Jan 17, 2018 · Amount on Record
Prior Sale	Apr 22, 1994 · Amount on Record
Deed Document Number	20180117-0005041
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	314 GARNER AVE, MADISON, TN 37115-2831
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128521
Date	Dec 12, 2022
Instrument	20221212-0128521

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	NASHVILLE, TN 37214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	314 GARNER AVE, MADISON, TN 37115-2831
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116919
Date	Aug 30, 2021
Instrument	20210830-0116919

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	314 GARNER AVE, MADISON, TN 37115-2831
Document Number	0000064261
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 GARNER AVE MADISON TN 371152831, MADISON, TN 37115-2831

Mortgage

Document Number	0000064261
Date	Jun 18, 2020
Instrument	64261

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Jan 17, 2018
Property Address	314 GARNER AVE, MADISON, TN 37115-2831
Document Number	0000005041
Instrument Date	Jan 12, 2018
Instrument	20180117-0005041
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FOUNDATION TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$551.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 GARNER AVE, MADISON, TN 37115-2831

Mortgage

Document Number	0000005042
Date	Jan 17, 2018
Instrument	20180117-0005042

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,932.00 (+39.29%)	$68,675 (+61.02%) Land $19,250 Building $49,425	$274,700 (+61.02%) Land $77,000 Building $197,700
2023	$1,387.00 (-14.12%)	$42,650 (-) Land $12,500 Building $30,150
2022	$1,615.00	$42,650 Land $12,500 Building $30,150	$170,600 (-) Land $50,000 Building $120,600
2021			$170,600 Land $50,000 Building $120,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON SUBURBAN U.D. serves 84,437 people · EPA ID TN0000424
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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