314 Garfield St, Mc Gregor, TX 76657 Property Records

McLennan County property record for 314 Garfield St, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,169 sqft · built 2022
Lot Size	0.166 acres (7,220 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Dec 2022)
Tax Bill	$2,077 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-134000-012600-2`

Property Details

APN / Parcel Number

Primary APN	`34-134000-012600-2`
Alternative APNs	`3413400001260020111` `137488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area
Gross Area	1,445 sqft
1st Floor Area	1,169 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Composition Shingle
Lot Area	7,220 sqft (0.166 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	314 GARFIELD ST
City	MCGREGOR
State	TX
Zip	76657-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MCGREGOR OT LOT 6 A BLOCK 18 ACRES 0.1657
Legal Subdivision	MCGREGOR OT
Legal Block	18
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	1
Census Block	1042
Census Tract	3901

Owner

314 Garfield St is owned and occupied by two individuals who bought it in December 2022.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 GARFIELD ST, MCGREGOR, TX 76657-1756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Dec 30, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage NEWREZ LLC
Nov 15, 2018	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Prior Sale	Oct 13, 2021
Deed Document Number	202248660
Prior Transfer Date	Nov 6, 2018
Prior Transfer Doc	0000039999
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	314 GARFIELD ST, MCGREGOR, TX 76657-1756
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018744
Date	May 10, 2022
Instrument	2022018744

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	3 Months
Due	Aug 5, 2022

December 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 30, 2022
Property Address	314 GARFIELD ST, MCGREGOR, TX 76657-1756
Document Number	0000048660
Map Reference	VOL 207 PG 366
Instrument Date	Dec 30, 2022
Instrument	2022048660
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 GARFIELD ST, MCGREGOR, TX 76657-1756

Mortgage

Document Number	0000048661
Date	Dec 30, 2022
Instrument	2022048661

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

November 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 15, 2018
Property Address	314 GARFIELD ST, MC GREGOR, TX 76657-1756
Document Number	0000039999
Instrument Date	Nov 14, 2018
Instrument	39999
Transaction Type	Foreclosure
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 N SPEEGLEVILLE RD WOODWAY TX 767122626, WOODWAY, TX 76712-2626

Tax Assessment & Valuation

The 2025 property tax bill for 314 Garfield St was $2,077 with exemptions applied, down 34.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	McGregor City
Unified School District	McGregor Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,011 (-5.15%) Land $12,273 Building $208,738	$221,011 (-5.15%) Land $12,273 Building $208,738
2025	$2,077.00 (-34.56%) Homeowner's exemption Senior Citizen's exemption	$233,010 Land $11,990 Building $221,020	$233,010 Land $11,990 Building $221,020
2024	$3,174.00
2023		$243,720 Land $9,960 Building $233,760	$243,720 Land $9,960 Building $233,760
2022	$3,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Garfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Garfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCGREGOR serves 6,037 people · EPA ID TX1550004
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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