314 Gallery Way, Pooler, GA 31322 Property Records

Chatham County property record for 314 Gallery Way, Pooler, GA 31322

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,353 sqft · built 2006
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$137,300 (Oct 2006)
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-1010G-01-151`

Property Details

APN / Parcel Number

Primary APN	`5-1010G-01-151`
Alternative APN	`M320C558`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,353 sqft Living Area
1st Floor Area	869 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	314 GALLERY WAY
City	POOLER
State	GA
Zip	31322-9054
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 2283 HARMONY TOWNES SUB PH 1 SMB 36S 7A .04 AC
Legal Subdivision	HARMONY TOWNES SUB
Legal Phase	1
Legal Lot Number	2283
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2029
Census Tract	10810

Owner

314 Gallery Way, a townhouse, is owned and occupied by an individual who bought it in October 2006.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	314 GALLERY WAY, POOLER, GA 31322-9054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA HERITAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2006 · Amount on File
Deed Sale	Oct 26, 2006 · Amount on File
Deed Book / Page	320C / 558
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	314 GALLERY WAY, POOLER, GA 31322-9054
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 GALLERY WAY, POOLER, GA 31322-9054

Mortgage

Document Number	0038690271
Date	Dec 30, 2025
Book Page	0000003869/0000000271

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	314 GALLERY WAY, POOLER, GA 31322-9054
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 GALLERY WAY, POOLER, GA 31322-9054
Investor	Possibly a Property Investor

Mortgage

Document Number	0022040788
Date	Jan 12, 2021
Book Page	0000002204/0000000788

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	314 GALLERY WAY, POOLER, GA 31322-9054
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 GALLERY WAY, POOLER, GA 31322-9054

Mortgage

Document Number	0030580463
Date	Mar 31, 2023
Book Page	0000003058/0000000463

Lender

Name	GEORGIA HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 314 Gallery Way was $2,241.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,880 (+2.48%) Land $16,000 Building $74,880	$227,200 (+2.48%) Land $40,000 Building $187,200
2025	$2,241.00 Homeowner's exemption	$88,680 Land $16,000 Building $72,680	$221,700 Land $40,000 Building $181,700
2023		$51,720 (-) Land $7,200 Building $44,520	$129,300 (-) Land $18,000 Building $111,300
2022	$1,514.00	$51,720 Land $7,200 Building $44,520	$129,300 Land $18,000 Building $111,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 Gallery Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Tropical Storm Debby, Aug 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Gallery Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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