314 Folkstone Ct, Troy, MI 48085 Property Records

Oakland County property record for 314 Folkstone Ct, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,892 sqft · built 1972
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$307,100 (Jun 2017)
Tax Bill$4,989 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN88-20-10-377-024

Property Details

APN / Parcel Number

Primary APN88-20-10-377-024

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,892 sqft Living Area
1st Floor Area1,892 sqft
Basement Area1,556 sqft
Unfinished Basement1,892 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions145 ft deep x 115 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area56 sqft
Deck Area372 sqft
Patio Area372 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address314 FOLKSTONE CT
CityTROY
StateMI
Zip48085-3225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 10 SYLVAN GLEN SUB LOT 8
Legal Range11E
Legal Township2N
Legal Section10
Legal SubdivisionSYLVAN GLEN SUB
Legal Lot Number8
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2010
Census Tract196200

Owner

314 Folkstone Ct is owned and occupied by an individual who bought it in June 2017.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address314 FOLKSTONE CT, TROY, MI 48085-3225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Deed of Trust, Mortgage · Conventional with PMI
MERCANTILE BK/MI
Jun 28, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2017 · Amount on File
Deed SaleJun 28, 2017 · Amount on File
Deed Document Number2017124447
Deed Book / Page50816 / 83
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address314 FOLKSTONE CT, TROY, MI 48085-3225
Document Number0000086654
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address314 FOLKSTONE CT TROY MI 480853225, TROY, MI 48085-3225

Mortgage

Document Number0000086654
DateMay 4, 2020
Book Page054157/000069
Instrument86654
Lender
NameMERCANTILE BK/MI
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueMay 3, 2035

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 28, 2017
Property Address314 FOLKSTONE CT, TROY, MI 48085-3225
Document Number0000124447
Book / Page50816 / 00083
Map ReferenceLB 128 PG 31-34
Instrument DateJun 26, 2017
Instrument124447
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount on Record
Tax$2,644.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address314 FOLKSTONE CT, 314, TROY, MI 48085-3225

Transferred To (Grantee/Buyer)

NameVerified Name
Address1675 KIRTS BLVD, TROY, MI 48084-4321

Tax Assessment & Valuation

The 2025 property tax bill for 314 Folkstone Ct was $4,989 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,989.00
2023$326,240
2022$5,189.00$163,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Folkstone Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2001–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Folkstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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