314 Flat Rock Rd, Liberty, SC 29657 Property Records

Pickens County property record for 314 Flat Rock Rd, Liberty, SC 29657

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,125 sqft · built 1966
Lot Size0.789 acres (34,412 sqft)
Owner2 Individual Names on Record
Last Sale$45,924 (Nov 2020)
Tax Bill$484 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN5006-02-59-0431

Property Details

APN / Parcel Number

Primary APN5006-02-59-0431
Alternative APN
  • R0028360

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,125 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Exterior MaterialSiding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,412 sqft (0.789 acres)
Garage TypeCarport
CarportCarport
PorchCovered Porch
Porch Area166 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberR0028360
Old Parcel Number5006 02 59 0431
Street Address314 FLAT ROCK RD
CityLIBERTY
StateSC
Zip29657-9164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS/SIDE FLAT ROCK RD PLAT 346/8B PLAT 36/194
Legal TractEND
JurisdictionPICKENS SC
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1009
Census Tract11003

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address314 FLAT ROCK RD, LIBERTY, SC 29657-9164
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Line of Credit
SPERO FINANCIAL FCU
Nov 2, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2020 · Amount on Record
Deed SaleNov 2, 2020 · Amount on Record
Deed Document Number202017073
Deed Book / Page2209 / 180
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPICKENS SC
Property Address314 FLAT ROCK RD, LIBERTY, SC 29657-9164
Transaction TypeMortgage
Record UpdatedFeb 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002167
DateFeb 11, 2026
Book Page6803/32
Instrument202602167
Lender
NameSPERO FINANCIAL FCU
TypeCredit Union
AddressGREENVILLE, SC 29601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 10, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPICKENS SC
Recording DateNov 2, 2020
Property Address314 FLAT ROCK RD, LIBERTY, SC 29657-9164
Document Number0000017073
Book / Page002209 / 000180
Instrument DateOct 29, 2020
Instrument17073
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 FLAT ROCK RD LIBERTY SC 296579164, LIBERTY, SC 29657-9164

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyPickens County
Unified School DistrictPickens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$484.00 (+5.68%)$4,390 (+14.92%) Land $830 Building $3,560$144,200 (+50.99%) Land $27,200 Building $117,000
2024$458.00 (+1.33%)$3,820 (-) Land $720 Building $3,100$95,500 (-) Land $18,000 Building $77,500
2023$452.00 (-1.74%)$3,820 (-) Land $720 Building $3,100$95,500 (-) Land $18,000 Building $77,500
2022$460.00$3,820 Land $720 Building $3,100$95,500 Land $18,000 Building $77,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHSIDE W/D (3920010)
serves 9,568 people · EPA ID SC3920010
Water SourcePurchased surface water from several systems
Last State InspectionDec 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Carolina Rural Telephone Cooperative
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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