St. Johns County property record for 314 Flach Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,902 sqft · built 2019 |
| Lot Size | 0.48 acres (20,908 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,883 (Oct 2019) |
| Tax Bill | $3,794 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 001781-1290 |
| Primary APN | 001781-1290 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 1,902 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,908 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 314 FLACH DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95/80-87 WORTHINGTON ESTATES PHASE II LOT 129 OR4820/982 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | WORTHINGTON ESTATES PHASE II |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 129 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20804 |
Source: St. Johns County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 FLACH DR, SAINT JOHNS, FL 32259-8496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Oct 28, 2019 | Special Warranty Deed, Transfer · FHA Mortgage KBHS HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2019 · Amount on Record |
| Deed Sale | Oct 28, 2019 · Amount on Record |
| Deed Document Number | 201980183 |
| Deed Book / Page | 4820 / 982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 314 FLACH DR, SAINT JOHNS, FL 32259-8496 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 314 FLACH DR, SAINT JOHNS, FL 32259-8496 |
| Document Number | 0056280615 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 5628/615 |
| Instrument | 2022084887 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 2, 2037 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 28, 2019 |
| Property Address | 314 FLACH DR, SAINT JOHNS, FL 32259-8496 |
| Document Number | 0048200982 |
| Book / Page | 4820 / 0982 |
| Map Reference | MB 95 PG 80-87 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 2019080183 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,288.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 314 FLACH DR, SAINT JOHNS, FL 32259-8496 |
| Document Number | 0004820984 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 4820/984 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,677 (+2.7%) | $411,500 (-0.09%) Land $120,000 Building $291,500 | |
| 2025 | $3,794.00 (+12.85%) Homeowner's exemption | $295,693 (+2.9%) | $411,881 (+1.16%) Land $120,000 Building $291,881 |
| 2024 | $3,362.00 (+2.03%) Homeowner's exemption | $287,360 (+3%) | $407,145 (+2.63%) Land $130,000 Building $277,145 |
| 2023 | $3,295.00 (+3%) Homeowner's exemption | $278,990 (+3%) | $396,699 (+18.65%) Land $110,000 Building $286,699 |
| 2022 | $3,199.00 Homeowner's exemption | $270,864 | $334,353 Land $100,800 Building $233,553 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 5 (2004–2016) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures