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314 Ferry Rd, Forest City, NC 28043 Property Records

Rutherford County property record for 314 Ferry Rd, Forest City, NC 28043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,486 sqft · built 1973
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Nov 2020)
Tax Bill$981 (2022)
Deeds & MortgagesNov 2020 Sale & Mortgage
Dec 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN0913289

Property Details

APN / Parcel Number

Primary APN0913289
Alternative APNs
  • 913289
  • 14731

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,486 sqft Heated Area
Gross Area2,972 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.339 acres)
PorchPorch
Porch Area160 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number14731
Old Parcel Number0913289
Street Address314 FERRY RD
CityFOREST CITY
StateNC
Zip28043-9772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGPIN:1556032023250000; RES. RD 2117
Legal Block1
Legal Lot Number122
JurisdictionRUTHERFORD NC
Township / Civil DivisionHIGH SHOALS
Census Block Group1
Census Block1011
Census Tract961102

Owner

314 Ferry Rd is owned and occupied by an individual who bought it in November 2020.

Source: Rutherford County records, as of September 13, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address314 FERRY RD, FOREST CITY, NC 28043-9772
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Dec 28, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2020 · Amount on File
Deed SaleNov 12, 2020 · Amount on File
Deed Document Number0002039783
Deed Book / Page2039 / 783
Record UpdatedJun 7, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateNov 12, 2020
Property Address314 FERRY RD, FOREST CITY, NC 28043-9772
Document Number0020390783
Book / Page2039 / 783
Instrument DateNov 10, 2020
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address174 BOMBAY RD, 174, DENTON, NC 27239-9411

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 FERRY RD, FOREST CITY, NC 28043-9772

Mortgage

Document Number0002039786
DateNov 12, 2020
Instrument2039/786
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

December 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionRUTHERFORD NC
Recording DateDec 28, 2017
Property Address314 FERRY RD, FOREST CITY, NC 28043-9772
Document Number0011650503
Book / Page001165 / 000503
Instrument DateSep 6, 2017
Instrument5928
Transaction TypeForeclosure
Record UpdatedJan 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$73.50
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2474 WALNUT ST #256 CARY NC 275189212, 256, CARY, NC 27518-9212

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$203,300 Land $16,500 Building $186,800$203,300 Land $16,500 Building $186,800
2022$981.00
2021$981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Ferry Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FOREST CITY
serves 21,521 people · EPA ID NC0181010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Vyve Broadband
Cable		2,000 / 50

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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