314 Fall Ln, Easton, MD 21601 Property Records

Talbot County property record for 314 Fall Ln, Easton, MD 21601

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,561 sqft · built 2000
Lot Size	0.314 acres (13,662 sqft)
Owner	Individual Name on Record
Last Sale	$566,000 (Feb 2025)
Tax Bill	$3,284 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-081608`

Property Details

APN / Parcel Number

Primary APN	`01-081608`
Alternative APNs	`1081608` `081608`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,561 sqft Total Area
Utility Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,662 sqft (0.314 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	081608
Street Address	314 FALL LN
City	EASTON
State	MD
Zip	21601-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 - 13,662 SF FALL LANE CHARLESTOWN VILLAGE II
Legal Subdivision	CHARLESTOWN VILLAGE 02
Legal Lot Number	5
Jurisdiction	TALBOT MD
Township / Civil Division	1, EASTON
Census Block Group	4
Census Block	4019
Census Tract	960400

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	314 FALL LN, EASTON, MD 21601-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 22, 2022	Deed of Trust, Mortgage · Unknown SHORE UNITED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Aug 20, 2007
Deed Book / Page	3169 / 138
Prior Transfer Date	Jul 2, 2007
Prior Transfer Doc	0015660222
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Recording Date	Apr 20, 2026
Property Address	314 FALL LN, EASTON, MD 21601-3835
Document Number	3259000420
Book / Page	3259 / 420
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TIDEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 FALL LN, EASTON, MD 21601-3835

Mortgage

Document Number	3259000420,
Date	Apr 20, 2026
Book Page	3259/420

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	314 FALL LN, EASTON, MD 21601-3835
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 FALL LN, EASTON, MD 21601-3835

Mortgage

Document Number	0029980062
Date	Aug 22, 2022
Book Page	2998/62

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	EASTON, MD 21601

Agreement

Type	Unknown
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Easton Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,284.00 (+3.3%) Homeowner's exemption	$455,933 (+11.24%)	$502,000 (-) Land $121,900 Building $380,100
2025	$3,179.00 (+26.91%) Homeowner's exemption	$409,867 (+14.87%)	$502,000 (+37.99%) Land $121,900 Building $380,100
2023	$2,505.00 Homeowner's exemption	$356,800	$363,800 Land $94,800 Building $269,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTON UTILITIES serves 17,357 people · EPA ID MD0200003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Easton Velocity Cable	1,000 / 125
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bay Country Communications, Breezeline.

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