314 Emma Rd, Oakhurst, TX 77359 Property Records

San Jacinto County property record for 314 Emma Rd, Oakhurst, TX 77359

Property Summary

Property Type	Commercial
Details	2,201 sqft · built 2018
Lot Size	2.39 acres (104,283 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1401-000-0120`

Property Details

APN / Parcel Number

Primary APN	`1401-000-0120`
Alternative APN	`53694`

Interior

Stories	1 Story
Building Area	2,201 sqft Gross Area
1st Floor Area	2,201 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	104,283 sqft (2.39 acres)
Garage Type	Detached
Garage Area	600 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	230 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1401-000-0120
Street Address	314 EMMA RD
City	OAKHURST
State	TX
Zip	77359-1404
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CAROLINA CREEK RANCHETTS #1, LOT 11 & 12 A, ACRES 2.394
Legal Subdivision	CAROLINA CREEK RANCHETTS #1
Legal Block	1
Legal Lot Number	11,12
Jurisdiction	SAN JACINTO TX
Township / Civil Division	POINT BLANK
Census Block Group	1
Census Block	1018
Census Tract	200302

Owner

Source: San Jacinto County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 EMMA RD, OAKHURST, TX 77359-1404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Sep 6, 2018	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STAGE FUNDING LLC
Dec 7, 2018	Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST STAGE FUNDING LLC
Dec 5, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	314 EMMA RD, OAKHURST, TX 77359-1404
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 EMMA RD, OAKHURST, TX 77359-1404

Mortgage

Document Number	0020226807
Date	Oct 3, 2022
Instrument	20226807

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Sep 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	314 EMMA RD, OAKHURST, TX 77359-1404
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020218340
Date	Nov 18, 2021
Instrument	20218340

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	314 EMMA RD, OAKHURST, TX 77359-1404
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20205762
Date	Sep 21, 2020
Instrument	20205762

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	314 EMMA RD, OAKHURST, TX 77359-1404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20185744
Date	Sep 6, 2018
Instrument	20185744

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Jan 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	314 EMMA RD, OAKHURST, TX 77359-1404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20187724
Date	Dec 7, 2018
Instrument	20187724

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate	4.25%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	314 EMMA RD, OAKHURST, TX 77359-1404
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	ORCHARD STREET SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20197546
Date	Dec 5, 2019
Instrument	20197546

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Jacinto County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	San Jacinto County
Unified School District	Coldspring-Oakhurst Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,787.00 (+30.44%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$370,689 (+16.87%)	$396,710 (+25.07%) Land $66,410 Building $330,300
2023		$317,190 Land $17,960 Building $299,230	$317,190 Land $17,960 Building $299,230
2022	$3,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DODGE OAKHURST WSC 2 serves 2,500 people · EPA ID TX2040051
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2022
Treatment and Procedure	Coliform assessment Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000

May also be available: LCS Fibercomm.

Cell Coverage

5G and 4G LTE (outdoors only)

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