314 Emerald Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 314 Emerald Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,609 sqft · built 1944
Lot Size	0.131 acres (5,700 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Aug 2020)
Tax Bill	$5,508 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`0331-042-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0331-042-07-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,609 sqft Living Area
Gross Area	1,977 sqft
1st Floor Area	1,126 sqft
2nd Floor Area	483 sqft
Basement Area	368 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1970
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	246 sqft
Patio Area	246 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 EMERALD DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 2542 LOT 106 TR NO 2542 ARROWHEAD WOODS TR NO 77 LOT 106
Legal Subdivision	ARROWHEAD WOODS
Legal Tract	2542
Legal Block	2
Legal Lot Number	106
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2013
Census Tract	10906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 EMERALD DR, LAKE ARROWHEAD, CA 92352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 7, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Aug 31, 2009 · Amount on Record
Deed Document Number	2020276709
Prior Transfer Date	Dec 16, 2011
Prior Transfer Doc	0000010559
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	314 EMERALD DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 EMERALD DR, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000239285
Date	Oct 3, 2025
Instrument	2025-0239285

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 24, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	314 EMERALD DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 EMERALD DR, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000460942
Date	Oct 8, 2021
Instrument	2021-0460942

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 7, 2020
Property Address	314 EMERALD DR, LAKE ARROWHEAD, CA 92352
Document Number	0000276709
Map Reference	MB 36 PG 41-44
Instrument Date	Jun 25, 2020
Instrument	2020-0276709
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 EMERALD DR, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000276710
Date	Aug 7, 2020
Instrument	2020-0276710

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,275 (+2%) Land $96,055 Building $384,220
2025	$5,508.00 (+6.6%)	$470,858 (+4.04%) Land $94,172 Building $376,686
2023	$5,167.00 (+2.07%)	$452,574 Land $90,515 Building $362,059
2022	$5,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SBDNO COUNTY SERVICE AREA 70 CEDAR GLEN serves 1,240 people · EPA ID CA3610026
Water Source	Purchased surface water from CLAWA
Last State Inspection	Apr 2021
Also Mapped Here	LAKE ARROWHEAD CSD
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Oct 2012
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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