314 Edward St, Durham, NC 27701 Property Records

Durham County property record for 314 Edward St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,214 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (May 2025)
Tax Bill	$8,136 (2026)
Deeds & Mortgages	Dec 2019 Construction Loan Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0832-20-6397`

Property Details

APN / Parcel Number

Primary APN	`0832-20-6397`
Alternative APNs	`0832-20-63-9726` `083218207308` `109859`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,214 sqft Heated Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	314 EDWARD ST
City	DURHAM
State	NC
Zip	27701-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	PROP-CHECK T E/LT#012 PL:000201-000101
Legal Subdivision	PROP-CHEEK T E
Legal Block	4
Legal Lot Number	12
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2012
Census Tract	200

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 EDWARD ST, DURHAM, NC 27701-2312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Construction Mortgage BENCHMARK COMMUNITY BANK
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
Oct 23, 2020	Deed of Trust, Mortgage BENCHMARK CMNTY BK
Nov 2, 2018	Warranty Deed, Transfer · Commercial Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	2025133806
Deed Book / Page	10308 / 897
Prior Transfer Date	May 14, 2025
Prior Transfer Doc	0103080897
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	314 EDWARD ST, DURHAM, NC 27701-2312
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088200781
Date	Dec 10, 2019
Book Page	8820/781
Instrument	2019045623

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank
Address	WAKE FOREST, NC 27587

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2049

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 20, 2021
Property Address	314 EDWARD ST, DURHAM, NC 27701-2312
Document Number	0093040246
Book / Page	9304 / 246
Map Reference	MB 201 PG 101
Instrument Date	Apr 14, 2021
Instrument	2021019882
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 EDWARD ST # 2, 2, DURHAM, NC 27701-2312

Mortgage

Document Number	2021019883
Date	Apr 20, 2021
Instrument	2021019883

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	314 EDWARD ST, DURHAM, NC 27701-2312
Document Number	0091120768
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11406 QUEENS BLVD #D4 FOREST HILLS NY 113757059, D4, FOREST HILLS, NY 11375-7059

Mortgage

Document Number	0091120768
Date	Oct 27, 2020
Book Page	009112/000768
Instrument	46378

Lender

Name	BENCHMARK CMNTY BK
Type	Bank
Address	WAKE FOREST, NC 27587

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 2, 2018
Property Address	314 EDWARD ST, DURHAM, NC 27701-2312
Document Number	0085400190
Book / Page	8540 / 190
Map Reference	MB 12 PG 21
Instrument Date	Oct 30, 2018
Instrument	2018038538
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16422 STOWERS AVE, 16422, CERRITOS, CA 90703-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 751171, FOREST HILLS, NY 11375-8771

Mortgage

Document Number	2018038539
Date	Nov 2, 2018
Instrument	2018038539

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Mortgage

Document Number	0085400194
Date	Nov 2, 2018
Book Page	8540/194
Instrument	2018038539

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank
Address	WAKE FOREST, NC 27587

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,136.00 (+2.52%)	$800,618 (-) Land $290,000 Building $510,618	$800,618 (-) Land $290,000 Building $510,618
2025	$7,936.00 (+12.23%)	$800,618 (+48.31%) Land $290,000 Building $510,618	$800,618 (+48.31%) Land $290,000 Building $510,618
2023	$7,071.00 (+70.59%)	$539,817 Land $115,700 Building $424,117	$539,817 Land $115,700 Building $424,117
2022	$4,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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