Walton County property record for 314 E Water St, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1999 |
| Lot Size | 0.087 acres (3,790 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,800,000 (May 2021) |
| Tax Bill | $24,779 (2024) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-3S-18-16060-014-0020 |
| Primary APN | 35-3S-18-16060-014-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 2,284 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,790 sqft (0.087 acres) |
| Lot Dimensions | 9 ft deep x 3.9 ft wide |
| Garage Area | 484 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 370 sqft |
| Deck Area | Deck Area |
| Patio Area | 220 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1080192 |
|---|---|
| Street Address | 314 E WATER ST |
| City | INLET BEACH |
| State | FL |
| Zip | 32461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 14 ROSEMARY BEACH PH 1 PB 12-5 OR 1472-146 OR 2295-97 OR 2759-4607 OR 3022-232 OR 3195-4725 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ROSEMARY BEACH PH 1 |
| Legal Phase | 1 |
| Legal Block | 14 |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1153 |
| Census Tract | 950611 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 17WINSLOW DR, LITTLE ROCK, AR 72207 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on Record |
| Deed Sale | May 4, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2016 · Amount on Record |
| Deed Document Number | 20210021885 |
| Deed Book / Page | 3195 / 4725 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 4, 2021 |
| Property Address | 314 E WATER ST, INLET BEACH, FL 32461 |
| Document Number | 0031954725 |
| Book / Page | 3195 / 4725 |
| Map Reference | MB 12 PG 5 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 20210021885 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 POPLAR ST STE 109, 111, MURRAY, KY 42071-2577 |
| Name | Verified Name |
|---|---|
| Address | 1700 WINSLOW DR, LITTLE ROCK, AR 72207-6123 |
| Document Number | 0031954727 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 3195/4727 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,666,052 (+3.47%) Land $1,050,000 Building $1,616,052 | $2,666,052 (+3.47%) Land $1,050,000 Building $1,616,052 | |
| 2024 | $24,779.00 (+7.12%) | ||
| 2023 | $23,133.00 (+9.01%) | $2,576,665 (+12.53%) Land $905,000 Building $1,671,665 | $2,576,665 (+12.53%) Land $905,000 Building $1,671,665 |
| 2022 | $21,221.00 | $2,289,857 Land $805,619 Building $1,484,238 | $2,289,857 Land $805,619 Building $1,484,238 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Fiber · Cable | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: WOW Internet, Cable & Phone.
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