314 E Washington St, Girard, IL 62640 Property Records

Macoupin County property record for 314 E Washington St, Girard, IL 62640

Property Summary

Property TypeSingle Family Home
Lot Size0.196 acres (8,550 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Feb 2018)
Tax Bill$2,282 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Feb 2018 Sale
APN04-33-102-007

Property Details

APN / Parcel Number

Primary APN04-33-102-007
Alternative APN
  • 07-001-013-00

Exterior

Lot Area8,550 sqft (0.196 acres)
Lot Dimensions95 ft deep x 90 ft wide

Location & Zoning

Street Address314 E WASHINGTON ST
CityGIRARD
StateIL
Zip62640-1300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 90' S 23.5' LOT 6 & E 90'LOT 7 BLK 14 B BOGGESS ADDN 90 X 95 04-33-102-007
Legal SubdivisionB BOGGESS ADDN
Legal Block14
Legal Lot Number6-7
JurisdictionMACOUPIN IL
Township / Civil DivisionGIRARD
Census Block Group2
Census Block2001
Census Tract956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 ARROW DR, DIVERNON, IL 62530-9747
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Feb 16, 2018Deed, Transfer
QUALITY TITLE INC, QUALITY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2018 · Amount on Record
Deed SaleFeb 16, 2018 · Amount on Record
Prior SaleJun 27, 2000 · Amount on Record
Deed Document Number2018566940
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address314 E WASHINGTON ST, GIRARD, IL 62640-1300
Transaction TypeMortgage
Record UpdatedDec 7, 2022
Title CompanyPRAIRIE LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000602391
DateNov 17, 2022
Instrument602391
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueNov 4, 2029
Interest
Rate TypeFixed Rate
Rate6%

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionMACOUPIN IL
Recording DateFeb 16, 2018
Property Address314 E WASHINGTON ST, GIRARD, IL 62640-1300
Document Number566940
Instrument DateFeb 14, 2018
Instrument566940
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyQUALITY TITLE INC, QUALITY TITLE

Transaction

AmountAmount Recorded
Tax$45.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15403 MAGNOLIA DR, GIRARD, IL 62640-7055

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacoupin County
County SubdivisionGirard Township
MunicipalityGirard City
Unified School DistrictNorth Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,282.00 (+3.21%)$28,155 (+7%) Land $2,812 Building $25,343$84,465 (+7%) Land $8,436 Building $76,029
2024$2,211.00 (+46.81%)$26,313 (+15.56%) Land $2,628 Building $23,685$78,939 (+15.56%) Land $7,884 Building $71,055
2022$1,506.00 Homeowner's exemption$22,770 Land $2,274 Building $20,496$68,310 Land $6,822 Building $61,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD
serves 1,885 people · EPA ID IL1170450
Water SourcePurchased surface water from OTTER LAKE WATER COMMISSION
Last State InspectionDec 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Royell Communications
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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