314 E University Ave, Ada, OH 45810 Property Records

Hardin County property record for 314 E University Ave, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,716 sqft · built 1960
Lot Size	0.4 acres (17,442 sqft)
Owner	Company Name on Record
Last Sale	$689,000 (Jun 2022)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-040053.0000`

Property Details

APN / Parcel Number

Primary APN	`25-040053.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,442 sqft (0.4 acres)
Lot Dimensions	306 ft deep x 114 ft wide
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 E UNIVERSITY AVE
City	ADA
State	OH
Zip	45810-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R-G 106 & 108 PT VAC ALLEY
Legal Subdivision	R-G
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1009
Census Tract	402

Owner

Source: Hardin County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	BELLEFONTAINE, OH 43311
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer ADAM STEINBERGER ETAL
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Sep 1, 2004 · Amount on Record
Deed Document Number	20222083
Deed Book / Page	565 / 813
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jun 17, 2022
Property Address	314 E UNIVERSITY AVE, ADA, OH 45810-1458
Document Number	000565/813
Book / Page	565 / 813
Instrument Date	Jun 6, 2022
Instrument	202200002083
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	OLD CRAWFORD LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 369, BELLEFONTAINE, OH 43311-0369

Mortgage

Document Number	000565/832
Date	Jun 17, 2022
Book Page	565/832
Instrument	202200002086

Lender

Name	ADAM STEINBERGER ETAL
Type	Private Party
Address	206 S ROYS AVE, COLUMBUS, OH 43204

Agreement

Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	314 E UNIVERSITY AVE, ADA, OH 45810-1458
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	FIRST LIMA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	559/4180
Date	Feb 22, 2021
Book Page	559/4180
Instrument	202100000559

Lender

Name	THE UNION BANK CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	314 E UNIVERSITY AVE, ADA, OH 45810-1458
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	550/5691
Date	Sep 12, 2018
Book Page	550/5691
Instrument	201800002863

Lender

Name	THE UNION BANK CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2033

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	314 E UNIVERSITY AVE, ADA, OH 45810-1458
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	550/5714
Date	Sep 12, 2018
Book Page	550/5714
Instrument	201800002865

Lender

Name	THE UNION BANK CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00 (+1.17%)	$38,970 (-) Land $5,230 Building $33,740
2023	$1,545.00 (-0.64%)	$38,970 (+14.11%) Land $5,230 Building $33,740	$111,340 (+14.1%) Land $14,940 Building $96,400
2022	$1,555.00	$34,150 Land $5,070 Building $29,080
2020			$97,580 Land $14,490 Building $83,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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