314 E Thomas St, Kalamazoo, MI 49004 Property Records

Kalamazoo County property record for 314 E Thomas St, Kalamazoo, MI 49004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,141 sqft · built 1936
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individuals on Record
Last Sale	$115,500 (May 2017)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-140-770`

Property Details

APN / Parcel Number

Primary APN	`06-02-140-770`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,141 sqft Living Area
1st Floor Area	771 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	44 ft deep x 66 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 E THOMAS ST
City	KALAMAZOO
State	MI
Zip	49004-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A RES
Legal Description	ELMHURST PARK LOT 144
Legal Subdivision	ELMHURST PARK
Legal Lot Number	144
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PARCHMENT
Census Block Group	1
Census Block	1020
Census Tract	1300

Owner

Source: Kalamazoo County assessment roll, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	314 E THOMAS ST, KALAMAZOO, MI 49004-1447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jul 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC
May 19, 2017	Warranty Deed, Transfer · FHA Mortgage SUMMIT HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Deed Document Number	201717321
Last Transfer Date	Jul 13, 2021
Transfer Doc	2021029083
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	314 E THOMAS ST, KALAMAZOO, MI 49004-1447
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E THOMAS ST, PARCHMENT, MI 49004-1447

Mortgage

Document Number	2021045235
Date	Nov 15, 2021
Instrument	2021-045235

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 20, 2021
Property Address	314 E THOMAS ST, KALAMAZOO, MI 49004-1447
Document Number	2021029083
Map Reference	LB 10 PG 15
Instrument Date	Jul 13, 2021
Instrument	2021-029083
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 E THOMAS ST, 314, KALAMAZOO, MI 49004-1447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	314 E THOMAS ST, KALAMAZOO, MI 49004-1447

Mortgage

Document Number	2021029084
Date	Jul 20, 2021
Instrument	2021-029084

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 19, 2017
Property Address	314 E THOMAS ST, KALAMAZOO, MI 49004-1447
Document Number	2017017321
Map Reference	LB10 PG15
Instrument Date	May 11, 2017
Instrument	2017-017321
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ASK SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$993.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 E THOMAS ST, 314, PARCHMENT, MI 49004-1447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 VILLAGE CT, KALAMAZOO, MI 49008-1172

Mortgage

Document Number	2017017322
Date	May 19, 2017
Instrument	2017-017322

Lender

Name	SUMMIT HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Parchment City
Unified School District	Parchment School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,400 (+3.98%)	$182,800 (+3.98%)
2025	$2,311.00 (-5.87%) Homeowner's exemption	$87,900 (+28.51%)	$175,800 (+28.51%)
2023		$68,400	$136,800
2019	$2,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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