314 E Sprague Ave, Spokane, WA 99202 Property Records

Spokane County property record for 314 E Sprague Ave, Spokane, WA 99202

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3.75 ba · 2,040 sqft · built 1909
Lot Size	0.126 acres (5,494 sqft)
Owner	2 Individual Names on File
Last Sale	$270,280 (Nov 2010)
Tax Bill	$4,291 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`35202.0409`

Property Details

APN / Parcel Number

Primary APN	`35202.0409`

Interior

Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,040 sqft Total Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	5,494 sqft (0.126 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	314 E SPRAGUE AVE
City	SPOKANE
State	WA
Zip	99202-1536
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	DTU
Legal Description	SAUNDERS ADD E2.36FT OF N90FT L4 & ALL L5 B4
Legal Range	43E
Legal Township	25N
Legal Section	20
Legal Subdivision	SAUNDERS ADD
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2064
Census Tract	14500

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 21251, SPOKANE, WA 99201-7199
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Jul 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2010 · Amount on Record
Deed Sale	Nov 18, 2010 · Amount on Record
Deed Document Number	20105954240
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	314 E SPRAGUE AVE, SPOKANE, WA 99202-1536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006680401
Date	Feb 7, 2018
Instrument	6680401

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 8, 2020
Property Address	314 E SPRAGUE AVE, SPOKANE, WA 99202-1536
Document Number	0006939734
Instrument Date	Feb 10, 2020
Instrument	6939734
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,291.00 (+0.68%)	$429,030 (+2.46%) Land $65,930 Building $363,100	$429,030 (+2.46%) Land $65,930 Building $363,100
2025	$4,262.00 (+17.06%)	$418,730 (+12.49%) Land $65,930 Building $352,800	$418,730 (+12.49%) Land $65,930 Building $352,800
2024		$372,230 (+9.21%) Land $65,930 Building $306,300	$372,230 (+9.21%) Land $65,930 Building $306,300
2023	$3,641.00 (-8.63%)	$340,830 Land $65,930 Building $274,900	$340,830 Land $65,930 Building $274,900
2022	$3,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	May 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Concept Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Newmax, T-Mobile USA, Verizon.

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