314 E River St, Pueblo, CO 81003 Property Records

Pueblo County property record for 314 E River St, Pueblo, CO 81003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 956 sqft · built 1900
Lot Size	0.136 acres (5,904 sqft)
Owner	Company Name on Record
Last Sale	$81,501 (Dec 2021)
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`431239003`

Property Details

APN / Parcel Number

Primary APN	`431239003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
Gross Area	1,395 sqft
1st Floor Area	956 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,904 sqft (0.136 acres)
Lot Dimensions	123 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Covered Slab
Porch Area	439 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 E RIVER ST
City	PUEBLO
State	CO
Zip	81003-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5:RES/MUL
Legal Description	E 1/2 LOTS 1 TO 3 BLK 1 KRAMERS SUB
Legal Range	64W
Legal Township	20S
Legal Section	31
Legal Subdivision	EASTWOOD LOWER EASTSIDE
Legal Block	1
Legal Lot Number	1-3
Jurisdiction	PUEBLO CO
Township / Civil Division	PUEBLO
Census Block Group	2
Census Block	2030
Census Tract	3500

Owner

Source: Pueblo County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	410 N MAIN ST, 100, BUFFALO, WY 82834-1778
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Jan 4, 2023	Quit Claim Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Dec 20, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage COMMUNITY BANKS OF COLORADO
Jun 1, 2022	Intrafamily Transfer, Transfer
Dec 22, 2021	Warranty Deed, Transfer TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC
Dec 27, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage MERCHANTS MORTGAGE & TRUST CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	20212257812
Last Transfer Date	Dec 28, 2022
Transfer Doc	0002300619
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUEBLO CO
Property Address	314 E RIVER ST, PUEBLO, CO 81003-3359
Transaction Type	Mortgage
Record Updated	Mar 24, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002306649
Date	Mar 10, 2023
Instrument	2306649

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUEBLO CO
Recording Date	Jan 4, 2023
Property Address	314 E RIVER ST, PUEBLO, CO 81003-3359
Document Number	0002300619
Instrument Date	Dec 28, 2022
Instrument	2300619
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 E RIVER ST, PUEBLO, CO 81003-3359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 N MAIN ST STE 100, 100, BUFFALO, WY 82834-1761

Mortgage

Document Number	0002300622
Date	Jan 4, 2023
Instrument	2300622

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUEBLO CO
Recording Date	Dec 20, 2022
Property Address	314 E RIVER ST, PUEBLO, CO 81003-3359
Document Number	0002299701
Instrument Date	Dec 19, 2022
Instrument	2299701
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7450 DEVINNEY CT, ARVADA, CO 80005-2868
Investor	Possibly a Property Investor

Mortgage

Document Number	0002299687
Date	Dec 20, 2022
Instrument	2299687

Lender

Name	COMMUNITY BANKS OF COLORADO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 15, 2023

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUEBLO CO
Recording Date	Jun 1, 2022
Property Address	314 E RIVER ST, PUEBLO, CO 81003-3359
Document Number	0002279323
Instrument Date	May 31, 2022
Instrument	2279323
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7450 DEVINNEY CT, ARVADA, CO 80005-2868

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Dec 22, 2021
Property Address	314 E RIVER ST, PUEBLO, CO 81003-3359
Document Number	0002257773
Instrument Date	Dec 22, 2021
Instrument	2257773
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 S COLORADO BLVD STE 1300, 1300, DENVER, CO 80222-7942
Investor	Possibly a Property Investor

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Dec 27, 2021
Property Address	314 E RIVER ST, PUEBLO, CO 81003-3359
Document Number	0002257812
Instrument Date	Dec 22, 2021
Instrument	2257812
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2000 S COLORADO BLVD # BLVD11300, 2000, DENVER, CO 80222-7900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7450 DEVINNEY CT, ARVADA, CO 80005-2868
Investor	Possibly a Property Investor

Mortgage

Document Number	0002257813
Date	Dec 27, 2021
Instrument	2257813

Lender

Name	MERCHANTS MORTGAGE & TRUST CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 16, 2022

Tax Assessment & Valuation

Source: Pueblo County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Pueblo County
Municipality	Pueblo City
Unified School District	Pueblo City School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,002.00 (+42.13%)	$10,060 (+40.5%)	$160,994 (-0.55%) Land $15,000 Building $145,994
2024	$705.00 (-1.26%)	$7,160 (-34.01%) Land $663 Building $6,497
2023	$714.00 (+9.85%)	$10,850 (+65.65%) Land $1,010 Building $9,840	$161,883 (+71.73%) Land $15,000 Building $146,883
2022	$650.00	$6,550 Land $400 Building $6,150	$94,267 Land $5,789 Building $88,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1980–1989)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUEBLO BOARD OF WW serves 114,070 people · EPA ID CO0151500
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Kellin Communications, T-Mobile.

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