314 E River Rock Rd, Belgrade, MT 59714 Property Records

Gallatin County property record for 314 E River Rock Rd, Belgrade, MT 59714 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,616 sqft · built 2003
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF45619`

Property Details

APN / Parcel Number

Primary APN	`00RFF45619`
Alternative APNs	`06-0903-03-4-24-21-0000` `R0636245`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF45619
Street Address	314 E RIVER ROCK RD
City	BELGRADE
State	MT
Zip	59714-9590
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RIVER ROCK SUB PH 6A, S03, T01 S, R04 E, BLOCK 29, LOT 11, PLAT J-318
Legal Range	04E
Legal Township	01S
Legal Section	03
Legal Subdivision	RIVER ROCK SUB PH 6A
Legal Block	29
Legal Lot Number	11
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3013
Census Tract	201

Owner

Source: Gallatin County records · APN 00RFF45619

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 E RIVER ROCK RD, BELGRADE, MT 59714-9590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jan 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Oct 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2025
Deed Sale	Jul 22, 2025
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	20252855442
Prior Transfer Date	Jul 15, 2025
Prior Transfer Doc	0002855442
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Recording Date	Jun 17, 2026
Property Address	314 E RIVER ROCK RD, BELGRADE, MT 59714-9590
Document Number	0002879500
Instrument Date	Jun 09, 2026
Instrument	20262879500
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E RIVER ROCK RD, BELGRADE, MT 59714-9590

Mortgage

Document Number	0002879500,
Date	Jun 17, 2026
Instrument	20262879500

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	314 E RIVER ROCK RD, BELGRADE, MT 59714-9590
Transaction Type	Mortgage
Record Updated	Feb 07, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002819486
Date	Jan 30, 2024
Instrument	2819486

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2044

Interest

Change Frequency	10 Years

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	314 E RIVER ROCK RD, BELGRADE, MT 59714-9590
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2749618
Date	Sep 08, 2021
Instrument	2749618

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jun 12, 2020
Property Address	314 E RIVER ROCK RD, BELGRADE, MT 59714-9590
Document Number	2685059
Instrument Date	Jun 12, 2020
Instrument	2685059
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1291, BELGRADE, MT 59714-1291

Mortgage

Document Number	2685060
Date	Jun 12, 2020
Instrument	2685060

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	314 E RIVER ROCK RD, BELGRADE, MT 59714-9590
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2660515
Date	Oct 08, 2019
Instrument	2660515

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Gallatin County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,957.00 (-42.05%)	$532,300 (+2.58%)	$532,300 (+2.58%) Land $141,658 Building $390,642
2023	$3,377.00	$518,900	$518,900 Land $114,772 Building $404,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gallatin County (30031C), updated July 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Montana Opticom	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
SkyNet Communications	Fixed Wireless (unlicensed)	1,000 / 1,000
BHT Investment Holdings	Fixed Wireless	200 / 100

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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