314 E Penn St, Bedford, PA 15522 Property Records

Bedford County property record for 314 E Penn St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	2,724 sqft · built 1900
Lot Size	0.495 acres (21,562 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Aug 2026)
Tax Bill	$3,439 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.04-045`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.04-045`
Alternative APN	`010-000075`

Interior

Stories	2 Stories
Building Area	2,724 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	21,562 sqft (0.495 acres)
Shed	1 Shed

Location & Zoning

Street Address	314 E PENN ST
City	BEDFORD
State	PA
Zip	15522-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	314 E PENN ST
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1021
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bedford Historic District listed 1983 · 210 contributing resources · NRIS 83004187

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bedford County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E PENN ST, BEDFORD, PA 15522-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA SETTLEMENT SERVICES
Aug 24, 2023	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	May 1, 1996 · Amount on Record
Deed Document Number	20263474
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Aug 4, 2026
Property Address	314 E PENN ST, BEDFORD, PA 15522-1433
Document Number	0000003474
Instrument Date	Jul 30, 2026
Instrument	20263474
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$291,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E PENN ST, BEDFORD, PA 15522-1433

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	314 E PENN ST, BEDFORD, PA 15522-1433
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E PENN ST, BEDFORD, PA 15522-1433

Mortgage

Document Number	02023/3526
Date	Aug 24, 2023
Book Page	2023/3526
Instrument	2023-003526

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Index	Other

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,439.00 (+8.45%)	$182,500 (-) Land $41,000 Building $141,500	$182,500 (-) Land $41,000 Building $141,500
2025	$3,171.00 (-6.1%)	$182,500 (-) Land $41,000 Building $141,500	$182,500 (-) Land $41,000 Building $141,500
2023	$3,377.00 Additional exemption filed	$182,500 Land $41,000 Building $141,500
2012			$182,500 Land $41,000 Building $141,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	26 (1983–2021)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Severe Storms And Flooding, Jan 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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