314 E Oakwood Dr, Byron, IL 61010 Property Records

Ogle County property record for 314 E Oakwood Dr, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1997
Lot Size	0.454 acres (19,801 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (May 2019)
Tax Bill	$3,566 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-326-006`

Property Details

APN / Parcel Number

Primary APN	`09-11-326-006`

Interior

Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	19,801 sqft (0.454 acres)
Lot Dimensions	110 ft deep x 180 ft wide

Location & Zoning

Street Address	314 E OAKWOOD DR
City	BYRON
State	IL
Zip	61010-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOTS 14, 15 & 16 BLK 18 ROCK RIVER TERRACE
Legal Subdivision	ROCK RIVER TERRACE SUBDIVISION
Legal Block	18
Legal Lot Number	14-16
Jurisdiction	OGLE IL
Township / Civil Division	ROCKVALE
Census Block Group	1
Census Block	1034
Census Tract	961700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 MORNING STAR CT, STILLMAN VALLEY, IL 61084-9008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK FSB
May 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage STERLING BANK & TRUST FSB
Feb 21, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Feb 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	20192760
Prior Transfer Date	May 20, 2019
Prior Transfer Doc	0000002759
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	Aug 5, 2026
Property Address	314 E OAKWOOD DR, BYRON, IL 61010-9512
Document Number	0000003919
Instrument Date	Jul 23, 2026
Instrument	20263919
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E OAKWOOD DR, BYRON, IL 61010-9512

Mortgage

Document Number	0000003919,
Date	Aug 5, 2026
Instrument	20263919

Lender

Name	STERLING BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 23, 2029

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	May 24, 2019
Property Address	314 E OAKWOOD DR, BYRON, IL 61010-9512
Document Number	0000002759
Instrument Date	May 20, 2019
Instrument	2759
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 E OAKWOOD DR BYRON IL 610109512, BYRON, IL 61010-9512

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	May 24, 2019
Property Address	314 E OAKWOOD DR, BYRON, IL 61010-9512
Document Number	0000002760
Map Reference	BK D PG 17
Instrument Date	May 20, 2019
Instrument	201902760
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E OAKWOOD DR, BYRON, IL 61010-9512

Mortgage

Document Number	0000002761
Date	May 24, 2019
Instrument	201902761

Lender

Name	STERLING BANK & TRUST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OGLE IL
Recording Date	Feb 21, 2017
Property Address	314 E OAKWOOD DR, BYRON, IL 61010-9512
Document Number	0000000987
Instrument Date	Feb 3, 2017
Instrument	987
Transaction Type	Foreclosure
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$69.30
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 N RIVER RD OREGON IL 610619478, OREGON, IL 61061-9478

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OGLE IL
Recording Date	Feb 3, 2017
Property Address	314 E OAKWOOD DR, BYRON, IL 61010-9512
Document Number	0000000678
Instrument Date	Aug 26, 2016
Instrument	678
Transaction Type	Foreclosure
Record Updated	Mar 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$69.30
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Rockvale Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,566.00 (+43.79%)	$51,766 (+18.96%) Land $8,525 Building $43,241	$155,298 (+18.96%) Land $25,575 Building $129,723
2023		$43,515 Land $7,166 Building $36,349	$130,545 Land $21,498 Building $109,047
2022	$2,480.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	33 (1982–2026)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Oakwood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures