DuPage County property record for 314 E Oak St, Villa Park, IL 60181
| Property Type | Single Family Home |
|---|---|
| Details | 911 sqft · built 1926 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,500 (Nov 2020) |
| Tax Bill | $4,777 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-318-040 |
| Primary APN | 06-03-318-040 |
|---|
| Building Area | 911 sqft Living Area |
|---|---|
| Gross Area | 1,801 sqft |
| 1st Floor Area | 911 sqft |
| Basement Area | 890 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 16 ft deep x 5 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 314 E OAK ST |
|---|---|
| City | VILLA PARK |
| State | IL |
| Zip | 60181-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RESUB OF LOT 100 ROBERTSONS VILLA PK |
| Legal Subdivision | ROBERTSONS VILLA PK |
| Legal Lot Number | 100 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 843100 |
314 E Oak St is owned and occupied by two individuals who bought it in November 2020.
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 E OAK ST, VILLA PARK, IL 60181-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Nov 2, 2020 | Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on File |
| Deed Sale | Nov 2, 2020 · Amount on File |
| Deed Document Number | 2020129205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 314 E OAK ST, VILLA PARK, IL 60181-2231 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | PROPER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000034906 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | R2017-034906 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate | 5% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 2, 2020 |
| Property Address | 314 E OAK ST, VILLA PARK, IL 60181-2231 |
| Document Number | 0000129205 |
| Map Reference | DOC 207449 |
| Instrument Date | Sep 8, 2020 |
| Instrument | R2020-129205 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 314 E OAK ST, VILLA PARK, IL 60181-2231 |
| Document Number | 0000129206 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | R2020-129206 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Villa Park Village |
| Secondary School District | DuPage High School District 88 (09 - 12) |
| Elementary School District | SD 45 DuPage County (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,777.00 (+12.03%) | $73,833 (+21.34%) Land $14,137 Building $59,696 | $221,499 (+21.34%) Land $42,411 Building $179,088 |
| 2022 | $4,264.00 Homeowner's exemption | $60,850 Land $11,650 Building $49,200 | $182,550 Land $34,950 Building $147,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 314 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 314 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLA PARK public/private · serves 22,263 people · EPA ID IL0430800 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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