314 E Minnesota St, Spring Valley, IL 61362 Property Records

Bureau County property record for 314 E Minnesota St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1980
Lot Size	0.149 acres (6,492 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2023)
Tax Bill	$4,224 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-35-357-013`

Property Details

APN / Parcel Number

Primary APN	`18-35-357-013`
Alternative APN	`1083`

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	6,492 sqft (0.149 acres)

Location & Zoning

Account Number	1835357013
Street Address	314 E MINNESOTA ST
City	SPRING VALLEY
State	IL
Zip	61362-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-DALZELLS THIRD ADD. L 13 BLK 52 D 23-1955
Legal Range	11
Legal Township	16
Legal Section	35
Legal Subdivision	DALZELLS THIRD ADD
Legal Block	52
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1020
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E MINNESOTA ST, SPRING VALLEY, IL 61362-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK
Jul 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage EUREKA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	20231955
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Recording Date	Aug 26, 2026
Property Address	314 E MINNESOTA ST, SPRING VALLEY, IL 61362-2128
Document Number	0000003080
Instrument Date	Aug 17, 2026
Instrument	20263080
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E MINNESOTA ST, SPRING VALLEY, IL 61362-2128

Mortgage

Document Number	0000003080,
Date	Aug 26, 2026
Instrument	20263080

Lender

Name	EUREKA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 8, 2026
Property Address	314 E MINNESOTA ST, SPRING VALLEY, IL 61362-2128
Document Number	0000002408
Instrument Date	Jul 6, 2026
Instrument	20262408
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 20, 2023
Property Address	314 E MINNESOTA ST, SPRING VALLEY, IL 61362-2128
Document Number	2023R01955
Instrument Date	Jun 15, 2023
Instrument	2023R01955
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E MINNESOTA ST, SPRING VALLEY, IL 61362-2128

Mortgage

Document Number	2023R01956
Date	Jun 20, 2023
Instrument	2023R01956

Lender

Name	EUREKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.55%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,224.00 (+35.34%)	$47,553 (+15.77%) Land $4,018 Building $43,535	$142,659 (+15.77%) Land $12,054 Building $130,605
2023		$41,076 (+8.41%) Land $3,471 Building $37,605	$123,228 (+8.41%) Land $10,413 Building $112,815
2022	$3,121.00	$37,890 Land $3,202 Building $34,688	$113,670 Land $9,606 Building $104,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, IVNet.

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