314 E Michigan St, Lagrange, IN 46761 Property Records

LaGrange County property record for 314 E Michigan St, Lagrange, IN 46761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,384 sqft · built 1970
Lot Size	0.324 acres (14,124 sqft)
Owner	2 Individual Names on File
Last Sale	$171,107 (Apr 2026)
Tax Bill	$720 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-07-19-400-000.065-002`

Property Details

APN / Parcel Number

Primary APN	`44-07-19-400-000.065-002`
Alternative APNs	`00000987897` `0121940065`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	712 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	14,124 sqft (0.324 acres)
Lot Dimensions	53.5 ft deep x 264 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000987897
Street Address	314 E MICHIGAN ST
City	LAGRANGE
State	IN
Zip	46761-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT - TOWN OF LAGRANGE LOT 1 & N 41' LOT 4 IN BLOCK 23
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF LAGRANGE
Legal Block	23
Legal Lot Number	1,4
Jurisdiction	LAGRANGE IN
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2025
Census Tract	970200

Owner

Source: LaGrange County records · APN 44-07-19-400-000.065-002

Assessment roll updated June 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 E MICHIGAN ST, LAGRANGE, IN 46761-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Apr 09, 2010 · Amount on Record
Deed Document Number	20261976
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAGRANGE IN
Recording Date	Apr 22, 2026
Property Address	314 E MICHIGAN ST, LAGRANGE, IN 46761-1915
Document Number	0000001976
Instrument Date	Apr 17, 2026
Instrument	2026.1976
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E MICHIGAN ST, LAGRANGE, IN 46761-1915

Mortgage

Document Number	0000001977,
Date	Apr 22, 2026
Instrument	2026.1977

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2051

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: LaGrange County records · Assessment roll updated June 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	LaGrange County
County Subdivision	Bloomfield Township
Municipality	Lagrange Town
Unified School District	Lakeland School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00 (+40.35%) Homeowner's exemption	$110,800 (+25.77%) Land $23,800 Building $87,000	$110,800 (+25.77%) Land $23,800 Building $87,000
2024	$513.00 (+20.99%)
2023		$88,100 (+14.27%) Land $23,200 Building $64,900	$88,100 (+14.27%) Land $23,200 Building $64,900
2022	$424.00	$77,100 Land $20,100 Building $57,000	$77,100 Land $20,100 Building $57,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 6, 2013 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ligonier Telephone Co. Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, LaGrange County Rural Membership, Lakeland Internet, Surf Air Wireless.

Based on FCC filings for 417 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAGRANGE DEPARTMENT OF WATER WORKS serves 2,625 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	38 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.