314 E Main St, Yates City, IL 61572 Property Records

Knox County property record for 314 E Main St, Yates City, IL 61572

Property Summary

Property Type	Single Family Home
Details	704 sqft · built 1880
Lot Size	0.372 acres (16,244 sqft)
Owner	Individual Name on Record
Tax Bill	$91 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-11-409-009`

Property Details

APN / Parcel Number

Primary APN	`20-11-409-009`

Interior

Stories	1 Story
Building Area	704 sqft Base Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Frame
Lot Area	16,244 sqft (0.372 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	314 E MAIN ST
City	YATES CITY
State	IL
Zip	61572-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YATES CITY (ORIG TOWN) LTS 1 THRU 4 & AN IRREG TR ALG E SD LT 5 BLK 24
Legal Subdivision	VILLAGE YATES CITY
Legal Block	24
Legal Lot Number	1-5
Jurisdiction	KNOX IL
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3049
Census Tract	1600

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E MAIN ST, YATES CITY, IL 61572-9342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2004
Deed Sale	Apr 14, 2004
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	314 E MAIN ST, YATES CITY, IL 61572-9342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001045226
Date	Nov 21, 2017
Instrument	1045226

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Salem Township
Municipality	Yates City Village
Unified School District	Farmington Central Community Unit School District 265 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$91.00 (-2.15%)	$19,210 (+25.39%) Land $5,960 Building $13,250	$57,630 (+25.39%) Land $17,880 Building $39,750
2022	$93.00	$15,320 Land $4,750 Building $10,570	$45,960 Land $14,250 Building $31,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YATES CITY serves 828 people · EPA ID IL0950700
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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