314 E Main St, Ione, CA 95640 Property Records

Amador County property record for 314 E Main St, Ione, CA 95640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1938
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Feb 2026)
Tax Bill	$5,310 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-156-003-000`

Property Details

APN / Parcel Number

Primary APN	`004-156-003-000`
Alternative APN	`0415600300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	314 E MAIN ST
City	IONE
State	CA
Zip	95640-9121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	RANCHO ARROYO SECO POR LOT 1 BLK 20
Legal Subdivision	RANCHO ARROYO SECO
Legal Block	20
Legal Lot Number	1
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1031
Census Tract	303

Owner

314 E Main St is owned and occupied by an individual who bought it in February 2026.

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	314 E MAIN ST, IONE, CA 95640-9121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP
Feb 2, 2024	Grant Deed, Transfer · Conventional Mortgage ANSWER HOME LENDING INC
Sep 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 20, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Feb 2, 2024 · Amount on File
Deed Document Number	2026593
Prior Transfer Date	Aug 8, 2020
Prior Transfer Doc	0000007891
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Feb 4, 2026
Property Address	314 E MAIN ST, IONE, CA 95640-9121
Document Number	0000000593
Instrument Date	Jan 27, 2026
Instrument	2026-0000593
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	WESTERN LAND TITLE COMPANY, WESTERN LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E MAIN ST, IONE, CA 95640-9121

Mortgage

Document Number	0000000594
Date	Feb 4, 2026
Instrument	2026-0000594

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Feb 2, 2024
Property Address	314 E MAIN ST, IONE, CA 95640-9121
Document Number	0000000667
Instrument Date	Jan 29, 2024
Instrument	2024-0000667
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	314 E MAIN ST, IONE, CA 95640-9121
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000668
Date	Feb 2, 2024
Instrument	2024-0000668

Lender

Name	ANSWER HOME LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Sep 11, 2020
Property Address	314 E MAIN ST, IONE, CA 95640-9121
Document Number	0000007891
Instrument Date	Aug 8, 2020
Instrument	7891
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13241 MOUNT ECHO DR IONE CA 956409555, IONE, CA 95640-9555

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Mar 20, 2019
Property Address	314 E MAIN ST, IONE, CA 95640-9121
Document Number	0000001910
Instrument Date	Mar 8, 2019
Instrument	1910
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$121.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13241 MOUNT ECHO DR IONE CA 956409555, IONE, CA 95640-9555

Tax Assessment & Valuation

The 2025 property tax bill for 314 E Main St was $5,310, up 125.4% from the year before.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Ione City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,806 (+2%) Land $135,252 Building $400,554
2025	$5,310.00 (+125.38%)	$525,300 Land $132,600 Building $392,700
2024	$2,356.00 (+42.7%)		$452,970
2023	$1,651.00 (+40.99%)	$163,240 Land $58,970 Building $104,270
2022	$1,171.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 E Main St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, IONE serves 7,227 people · EPA ID CA0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	10 / 1

May also be available: unWired Broadband, Verizon, Volcano Vision.

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