314 E Main St, Fairfield, WA 99012 Property Records

Spokane County property record for 314 E Main St, Fairfield, WA 99012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,614 sqft · built 1948
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Oct 2020)
Tax Bill	$2,512 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52192.0712`

Property Details

APN / Parcel Number

Primary APN	`52192.0712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,614 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Finished Basement	1,238 sqft
Unfinished Basement	138 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	314 E MAIN ST
City	FAIRFIELD
State	WA
Zip	99012-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	FAIRFIELD TOWN OF LOTS 13 & 14 B7
Legal Range	45E
Legal Township	22N
Legal Section	19
Legal Subdivision	FAIRFIELD TOWN
Legal Block	7
Legal Lot Number	13,14
Jurisdiction	SPOKANE WA
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2041
Census Tract	14300

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 E MAIN ST, FAIRFIELD, WA 99012-9614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 27, 2020	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Jul 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Feb 17, 2012 · Amount on Record
Deed Document Number	20206986677
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	0006948501
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	314 E MAIN ST, FAIRFIELD, WA 99012-9614
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E MAIN ST, FAIRFIELD, WA 99012-9614

Mortgage

Document Number	0007244643
Date	Oct 5, 2022
Instrument	7244643

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	BANGOR, ME 04402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 27, 2020
Property Address	314 E MAIN ST, FAIRFIELD, WA 99012-9614
Document Number	0006986677
Map Reference	VOL D PG 32
Instrument Date	Oct 26, 2020
Instrument	6986677
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG NATL TTL COOF EASTERN WA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,810.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E MAIN ST, FAIRFIELD, WA 99012-9614

Mortgage

Document Number	0006986678
Date	Oct 27, 2020
Instrument	6986678

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0006986679
Date	Oct 27, 2020
Instrument	6986679

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 28, 2020
Property Address	314 E MAIN ST, FAIRFIELD, WA 99012-9614
Document Number	0006948501
Instrument Date	Jul 9, 2020
Instrument	6948501
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E MAIN ST FAIRFIELD WA 99012, FAIRFIELD, WA 99012

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 28, 2020
Property Address	314 E MAIN ST, FAIRFIELD, WA 99012-9614
Document Number	0006948500
Instrument Date	Jul 9, 2020
Instrument	6948500
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Fairfield Town
Unified School District	Liberty School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,512.00 (+2.03%)	$337,300 (+11.39%) Land $40,000 Building $297,300	$337,300 (+11.39%) Land $40,000 Building $297,300
2025	$2,462.00 (+6.58%)
2024		$302,800 (+23.64%) Land $20,000 Building $282,800	$302,800 (+23.64%) Land $20,000 Building $282,800
2023	$2,310.00 (+0.43%)	$244,900 Land $20,000 Building $224,900	$244,900 Land $20,000 Building $224,900
2022	$2,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FAIRFIELD serves 643 people · EPA ID WA5324450
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Red Spectrum Communications Fixed Wireless	25 / 5
Ziply Fiber Fixed Wireless	25 / 5

May also be available: AT&T, Hughes Computer Services, Intermax Networks.

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