314 E Huron Ave, Folly Beach, SC 29439 Property Records

Charleston County property record for 314 E Huron Ave, Folly Beach, SC 29439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1955
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Nov 2023)
Tax Bill	$10,905 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`328-11-00-059`

Property Details

APN / Parcel Number

Primary APN	`328-11-00-059`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	616 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 70 ft wide

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	314 E HURON AVE
City	FOLLY BEACH
State	SC
Zip	29439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LT 307 E HURON
Legal Subdivision	FOLLY BEACH CORP
Legal Lot Number	307
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1024
Census Tract	2004

Owner

314 E Huron Ave is owned by two individuals who bought it in November 2023.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9017 UNBRIDLE LN, WAXHAW, NC 28173-6774
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 29, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Mar 16, 2021	Deed, Transfer
Mar 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Mar 16, 2021 · Amount on File
Deed Book / Page	1215 / 899
Prior Transfer Date	Mar 6, 2018
Prior Transfer Doc	0703/0436
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	314 E HURON AVE, FOLLY BEACH, SC 29439
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9017 UNBRIDLE LN, WAXHAW, NC 28173-6774

Mortgage

Document Number	0013420624
Date	Oct 7, 2025
Book Page	1342/624

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	SOFR Average 30-Day
Max Rate	10.1%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 29, 2023
Property Address	314 E HURON AVE, FOLLY BEACH, SC 29439
Document Number	0012150899
Book / Page	1215 / 899
Map Reference	MB C PG 158
Instrument Date	Nov 15, 2023
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,989.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9017 UNBRIDLE LN, WAXHAW, NC 28173-6774

Mortgage

Document Number	0001215900
Date	Nov 29, 2023
Instrument	1215/900

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 16, 2021
Property Address	314 E HURON AVE, FOLLY BEACH, SC 29439
Document Number	09710337
Book / Page	971 / 337
Map Reference	MB C PG 158
Instrument Date	Feb 11, 2021
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 S JEFFERSON ST, FREDERICK, MD 21701-6283

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 8, 2018
Property Address	314 E HURON AVE, FOLLY BEACH, SC 29439
Document Number	0703/0436
Book / Page	000703 / 000436
Instrument Date	Mar 6, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 547 FOLLY BEACH SC 294390547, FOLLY BEACH, SC 29439-0547

Tax Assessment & Valuation

The 2025 property tax bill for 314 E Huron Ave was $10,905, down 4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Folly Beach City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,905.00 (-4.03%)	$765,000 (+1,566.67%) Land $600,000 Building $165,000	$765,000 Land $600,000 Building $165,000
2024	$11,363.00	$45,900
2022	$7,729.00	$33,000	$550,000 Land $450,000 Building $100,000
2020			$765,000 Land $600,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 E Huron Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 549 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	583 units insured incl. 34 condo units
Nearby Flood Claims	889 (1978–2024)
Most Recent Claim	Aug 2024
Claims by Event	Hurricane Irma, Sep 2017 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 74 claims Hurricane Hugo, Sep 1989 · 462 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 E Huron Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLLY BEACH CITY OF (1010005) serves 5,086 people · EPA ID SC1010005
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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