314 E Dolphin Vw, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 314 E Dolphin Vw, Sneads Ferry, NC 28460

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,473 sqft · built 2011
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Sep 2021)
Tax Bill$2,268 (2026)
Deeds & MortgagesMay 2020 Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN774G-330

Property Details

APN / Parcel Number

Primary APN774G-330
Alternative APNs
  • 477314000
  • 071821

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories3 Stories
Building Area2,473 sqft Living Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Lot Area24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number477314000
Street Address314 E DOLPHIN VW
CitySNEADS FERRY
StateNC
Zip28460-8311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionL202 P4 MIMOSA BAY
Legal SubdivisionMIMOSA BAY P4
Legal Lot Number202
JurisdictionONSLOW NC
Township / Civil DivisionSTUMP SOUND
Census Block Group3
Census Block3017
Census Tract405

Owner

314 E Dolphin Vw is owned and occupied by two individuals who bought it in September 2021.

Source: Onslow County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address314 E DOLPHIN VW, SNEADS FERRY, NC 28460-8311
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Deed of Trust, Mortgage · VA Mortgage
UNION HOME MORTGAGE CORP
Sep 3, 2021Warranty Deed, Transfer · VA Mortgage
UNION HOME MORTGAGE CORP
Jul 10, 2018Warranty Deed, Transfer · VA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2021 · Amount on File
Deed SaleSep 3, 2021 · Amount on File
Prior SaleJul 10, 2018 · Amount on File
Deed Book / Page5560 / 740
Prior Transfer DateDec 22, 2009
Prior Transfer Doc3343000041
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address314 E DOLPHIN VW, SNEADS FERRY, NC 28460-8311
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051650271
DateMay 15, 2020
Book Page5165/271
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateSep 3, 2021
Property Address314 E DOLPHIN VW, SNEADS FERRY, NC 28460-8311
Document Number0055600740
Book / Page5560 / 740
Map ReferenceMB52 PG218
Instrument DateAug 13, 2021
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 E DOLPHIN VW, SNEADS FERRY, NC 28460-8311

Mortgage

Document Number0005560743
DateSep 3, 2021
Instrument5560/743
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJul 10, 2018
Property Address314 E DOLPHIN VW, SNEADS FERRY, NC 28460-8311
Document Number0048080266
Book / Page4808 / 266
Map ReferenceMB52 PG218 SH2
Instrument DateJun 16, 2018
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address314 E DOLPHIN VW, SNEADS FERRY, NC 28460-8311

Mortgage

Document Number0004808269
DateJul 10, 2018
Instrument4808/269
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 314 E Dolphin Vw was $2,268.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,268.00$461,893 Land $70,000 Building $391,893$461,893 Land $70,000 Building $391,893
2023$2,563.00$391,313 Land $65,000 Building $326,313$391,313 Land $65,000 Building $326,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 E Dolphin Vw in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 470 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies470 in force
Nearby Flood Claims44 (1996–2018)
Claims Outside the SFHA1 of 44
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 32 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims
  • Hurricane Fran, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 E Dolphin Vw is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 83% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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