314 E Charter Dr, Muncie, IN 47303 Property Records

Delaware County property record for 314 E Charter Dr, Muncie, IN 47303

Property Summary

Property Type	Condominium
Details	2 ba · 2,509 sqft · built 2022
Owner	Individual Name on Record
Last Sale	$324,900 (May 2023)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-07-34-304-026.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-07-34-304-026.000-003`
Alternative APN	`0734304026000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,509 sqft Living Area
1st Floor Area	2,509 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Construction Type	Brick
Roof Material	Asphalt
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	07 34 304 026 000
Street Address	314 E CHARTER DR
City	MUNCIE
State	IN
Zip	47303-1179
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	5K ESTATES REPLAT 7 LOT 34B MP 07-34-E- -001.16
Legal Subdivision	5K ESTATES REPLAT 7
Legal Lot Number	34B
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1002
Census Tract	2000

Owner

Source: Delaware County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E CHARTER DR, MUNCIE, IN 47303-1179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Deed Document Number	20236477
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	May 23, 2023
Property Address	314 E CHARTER DR, MUNCIE, IN 47303-1179
Document Number	2023R06477
Map Reference	IN2022R18206
Instrument Date	May 18, 2023
Instrument	2023R06477
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E CHARTER DR, MUNCIE, IN 47303-1179

Mortgage

Document Number	2023R06478
Date	May 23, 2023
Instrument	2023R06478

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,868.00 (+11.08%)	$305,000 (+51.82%) Land $33,700 Building $271,300	$305,000 (+51.82%) Land $33,700 Building $271,300
2024	$2,582.00 (+21.39%)
2023	$2,127.00	$200,900 Land $28,100 Building $172,800	$200,900 Land $28,100 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20