Carroll County property record for 314 E Broadway St, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,448 sqft · built 1978 |
| Lot Size | 0.358 acres (15,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Jun 2026) |
| Tax Bill | $3,543 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-007167 |
| Primary APN | 12-007167 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,448 sqft Total Area |
| Basement Area | 562 sqft |
| Finished Basement | 562 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,600 sqft (0.358 acres) |
| Garage Type | Mixed |
| Garage Area | 1,360 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 114 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 007167 |
|---|---|
| Street Address | 314 E BROADWAY ST |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-600 |
| Legal Description | LT 3A -15600 SF S/S E BROADWAY ST BEULAH LAND 24-55 |
| Legal Subdivision | BEULAND LAND |
| Legal Lot Number | 3A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 512000 |
Source: Carroll County records · APN 12-007167
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 E BROADWAY ST, UNION BRIDGE, MD 21791-9147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jun 05, 2026 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Apr 28, 2014 · Amount on Record |
| Deed Book / Page | 11783 / 188 |
| Transfer Doc | 0000002168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 314 E BROADWAY ST, UNION BRIDGE, MD 21791-9147 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0103300146 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 10330/146 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 275 Months |
| Due | May 01, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 05, 2026 |
| Property Address | 314 E BROADWAY ST, UNION BRIDGE, MD 21791-9147 |
| Document Number | 1178000188 |
| Book / Page | 11783 / 188 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269,670.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 314 E BROADWAY ST, UNION BRIDGE, MD 21791-9147 |
| Document Number | 1178000199, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 11783/199 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,600 (+5.85%) Land $78,500 Building $183,100 | $261,600 (-) Land $78,500 Building $183,100 | |
| 2025 | $3,543.00 (+9.72%) Homeowner's exemption | $247,133 (+13.26%) | $261,600 (+19.89%) Land $78,500 Building $183,100 |
| 2023 | $3,229.00 Homeowner's exemption | $218,200 Land $78,500 Building $139,700 | $218,200 Land $78,500 Building $139,700 |
Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Schurz Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 79 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF UNION BRIDGE serves 997 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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