Orange County property record for 314 E Ave Ramona, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,778 sqft · built 1953 |
| Lot Size | 0.523 acres (22,770 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (May 1995) |
| Tax Bill | $4,036 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-431-01 |
| Primary APN | 690-431-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 1,778 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 22,770 sqft (0.523 acres) |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 314 E AVENIDA RAMONA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S TWP 9 RGE 7 SEC 3 SEC 3 T 9 R 7 POR OF SEC AS DESC IN DD -8634/512 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 42113 |
Source: Orange County records · APN 690-431-01
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 735 ESCALONA DR, SANTA CRUZ, CA 95060-3436 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DLJ FINANCIAL INC |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 1995 · Amount on Record |
| Deed Sale | May 05, 1995 · Amount on Record |
| Deed Document Number | 1995193913 |
| Prior Transfer Date | Apr 05, 1994 |
| Prior Transfer Doc | 0000237824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 314 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3217 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 101 FREDERICK ST C, C, SANTA CRUZ, CA 95062-3469 |
| Document Number | 0000278035 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023000278035 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 80 Months |
| Due | Jul 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 314 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000104305 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 2017000104305 |
| Name | DLJ FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 314 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 314 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3217 |
| Document Number | 0000013323 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 2021000013323 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $406,039 (+2%) Land $271,195 Building $134,844 | |
| 2025 | $4,036.00 (+3.89%) | $398,078 (+4.04%) Land $265,878 Building $132,200 |
| 2023 | $3,885.00 (+1.92%) | $382,621 Land $255,554 Building $127,067 |
| 2022 | $3,812.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 446 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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