314 E 8th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 314 E 8th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,244 sqft · built 1900
Lot Size	0.127 acres (5,520 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Aug 2021)
Tax Bill	$1,408 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-436-036.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-436-036.000-023`
Alternative APN	`01611435694`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	2,178 sqft
Basement Area	830 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,520 sqft (0.127 acres)
Lot Dimensions	115 ft deep x 48 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 E 8TH ST
City	MISHAWAKA
State	IN
Zip	46544-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MCINERNYS 1ST & W1/2 VAC ALLEY E & ADJ
Legal Subdivision	MCINERNYS 1ST
Legal Lot Number	1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1024
Census Tract	10201

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E 8TH ST, MISHAWAKA, IN 46544-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Oct 1, 2014 · Amount on Record
Deed Document Number	202128945
Prior Transfer Date	May 30, 2008
Prior Transfer Doc	0000029727
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 20, 2021
Property Address	314 E 8TH ST, MISHAWAKA, IN 46544-2127
Document Number	0002128945
Map Reference	PB 7 PG 75
Instrument Date	Aug 13, 2021
Instrument	2128945
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E 8TH ST, MISHAWAKA, IN 46544-2127

Mortgage

Document Number	0002128946
Date	Aug 20, 2021
Instrument	2128946

Lender

Name	HALLMARK HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0002128947
Date	Aug 20, 2021
Instrument	2128947

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Aug 13, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,900 (+32.56%) Land $18,100 Building $124,800	$142,900 (+32.56%) Land $18,100 Building $124,800
2024	$1,408.00 (+17.14%)
2023	$1,202.00 (-0.5%)	$107,800 (-) Land $18,100 Building $89,700	$107,800 (-) Land $18,100 Building $89,700
2022	$1,208.00 Homeowner's exemption	$107,800 Land $18,100 Building $89,700	$107,800 Land $18,100 Building $89,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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