314 E 12th St, Holland, MI 49423 Property Records

Ottawa County property record for 314 E 12th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,491 sqft · built 1957
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Jun 2020)
Tax Bill	$7,321 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-351-044`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-351-044`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	1,491 sqft
Basement Area	1,491 sqft
Unfinished Basement	1,491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	132 ft deep x 98 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 E 12TH ST
City	HOLLAND
State	MI
Zip	49423-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	PART OF LOTS 7 & 8 BLK A, COM AT A PT 16684 FT S & 33 FT W OF NE COR OF SD LOT 7 WHICH PT OF BEG IS ON W LI OF FAIRBANKS AVE,
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	ORIGINAL PLAT
Legal Block	A
Legal Lot Number	7-8
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2005
Census Tract	24901

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E 12TH ST, HOLLAND, MI 49423-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit CONSUMER CU
Dec 14, 2017	Deed of Trust, Mortgage THE CITY OF HOLLAND
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jun 2, 2020	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Jun 25, 2010 · Amount on Record
Deed Document Number	202021299
Prior Transfer Date	Dec 17, 2009
Prior Transfer Doc	20100000267
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	314 E 12TH ST, HOLLAND, MI 49423-3611
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E 12TH ST, HOLLAND, MI 49423-3611

Mortgage

Document Number	20230027974
Date	Oct 31, 2023
Instrument	2023-0027974

Lender

Name	CONSUMER CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	314 E 12TH ST, HOLLAND, MI 49423-3611
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170046998
Date	Dec 14, 2017
Instrument	2017-0046998

Lender

Name	THE CITY OF HOLLAND
Type	Government Agency
Address	00000

Agreement

Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	314 E 12TH ST, HOLLAND, MI 49423-3611
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200015224
Date	Apr 21, 2020
Instrument	2020-0015224

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 15, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 2, 2020
Property Address	314 E 12TH ST, HOLLAND, MI 49423-3611
Document Number	20200021299
Instrument Date	May 29, 2020
Instrument	2020-0021299
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,046.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 E 12TH ST, 314, HOLLAND, MI 49423-3611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E 12TH ST, HOLLAND, MI 49423-3611

Mortgage

Document Number	20200021300
Date	Jun 2, 2020
Instrument	2020-0021300

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,400 (+22.16%)	$460,800 (+22.16%)
2025	$7,321.00 (+15.86%)
2023		$188,600	$377,200
2022	$6,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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