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314 E 10th St, Sterling, IL 61081 Property Records

Whiteside County property record for 314 E 10th St, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.182 acres (7,920 sqft)
OwnerCompany Name on File
Last Sale$72,000 (Oct 2019)
Tax Bill$2,617 (2025)
Deeds & MortgagesSep 2021 Sale
Oct 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1121280013

Property Details

APN / Parcel Number

Primary APN1121280013
Alternative APNs
  • 109589
  • 119206

Exterior

Lot Area7,920 sqft (0.182 acres)
Lot Dimensions144 ft deep x 55 ft wide

Location & Zoning

Account Number119206
Street Address314 E 10TH ST
CitySTERLING
StateIL
Zip61081-2418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIPES RESUB E 1/2 BLKS 3-4 LOT 10 BLK 4 358200X
Legal SubdivisionLIPES RESUB
Legal Block3-4
Legal Lot Number10
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2012
Census Tract1102

Owner

Source: Whiteside County assessment roll, APN 1121280013, as of May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1418 W 21ST ST, STERLING, IL 61081-4500
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed, Transfer
Oct 03, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 24, 2017Deed of Trust, Mortgage
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2019 · Amount on Record
Deed SaleOct 03, 2019 · Amount on Record
Deed Document Number20195386
Last Transfer DateSep 07, 2021
Transfer Doc0202106503
Record UpdatedSep 20, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionWHITESIDE IL
Recording DateSep 16, 2021
Property Address314 E 10TH ST, STERLING, IL 61081-2418
Document Number0202106503
Instrument DateSep 07, 2021
Instrument2021-06503
Transaction TypeTransfer
Record UpdatedOct 06, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2539 SHORELINE HEIGHTS RD, STERLING, IL 61081-9754

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateOct 03, 2019
Property Address314 E 10TH ST, STERLING, IL 61081-2418
Document Number0000005386
Instrument DateSep 25, 2019
Instrument5386
Transaction TypeTransfer
Record UpdatedOct 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$108.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2439 SHORELINE HEIGHTS RD STERLING IL 610819606, STERLING, IL 61081-9606

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address314 E 10TH ST, STERLING, IL 61081-2418
Document Number0000002154
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedApr 28, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address314 E 10TH ST STERLING IL 610812418, STERLING, IL 61081-2418

Mortgage

Document Number0000002154
DateApr 18, 2017
Instrument2154
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueApr 17, 2047
Interest
Rate5%

Tax Assessment & Valuation

Source: Whiteside County assessment roll as of May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,617.00 (+5.02%)$31,769 (+6.23%) Land $4,090 Building $27,679
2024$2,492.00$29,906 Land $3,850 Building $26,056$95,307 (+6.23%) Land $12,270 Building $83,037
2023$89,718 Land $11,550 Building $78,168

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), as of September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 640 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Surf Air Wireless
Fiber		1,000 / 1,000
JAB Wireless
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1955040, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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