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314 Ditchs Run, Waterloo, IL 62298 Property Records

Monroe County property record for 314 Ditchs Run, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,076 sqft · built 1999
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Aug 2021)
Tax Bill$6,193 (2024)
Deeds & MortgagesAug 2021 Sale
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-13-481-018-000

Property Details

APN / Parcel Number

Primary APN07-13-481-018-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,076 sqft Living Area
1st Floor Area2,076 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area21,780 sqft (0.5 acres)
Garage Area780 sqft
DrivewayConcrete Driveway
Driveway Area1,288 sqft
PorchSlab
Porch Area285 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address314 DITCHS RUN
CityWATERLOO
StateIL
Zip62298-3277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 MARNEYS CLEARING
Legal Range10W
Legal Township02S
Legal Section13
Legal SubdivisionMARNEY'S CLEARING
Legal Lot Number18
JurisdictionMONROE IL
Township / Civil Division16
Census Block Group4
Census Block4042
Census Tract600401

Owner

Source: Monroe County records · APN 07-13-481-018-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address314 DITCHS RUN, WATERLOO, IL 62298-3277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Warranty Deed, Transfer
Jul 18, 2017Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Prior SaleJul 18, 2017 · Amount on Record
Deed Document Number2021418991
Last Transfer DateJul 19, 2025
Transfer Doc0000438567
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateAug 10, 2021
Property Address314 DITCHS RUN, WATERLOO, IL 62298-3277
Document Number0000418991
Instrument DateAug 06, 2021
Instrument418991
Transaction TypeTransfer
Record UpdatedAug 25, 2021

Transaction

AmountAmount Recorded
Tax$427.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address314 DITCHS RUN, WATERLOO, IL 62298-3277

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateJul 18, 2017
Property Address314 DITCHS RUN, WATERLOO, IL 62298-3277
Document Number0000390963
Map ReferenceENV2-35B
Instrument DateJul 17, 2017
Instrument390963
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 DITCHS RUN, WATERLOO, IL 62298-3277

Mortgage

Document Number0000390964
DateJul 18, 2017
Instrument390964
Lender
NameUS BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$113,910 (+38.91%) Land $18,300 Building $95,610$341,730 (+38.91%) Land $54,900 Building $286,830
2024$6,193.00
2022Additional exemption filed$82,000 Land $16,340 Building $65,660$246,000 Land $49,020 Building $196,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP, HTC Holding, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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