Fluvanna County property record for 314 Deer Ln, Bremo Bluff, VA 23022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,728 sqft · built 1992 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,711 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52 A 29A |
| Primary APN | 52 A 29A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 1,728 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Area | 480 sqft |
| Deck Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 1072 |
|---|---|
| Street Address | 314 DEER LN |
| City | BREMO BLUFF |
| State | VA |
| Zip | 23022-2276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 747-633 AC 2.0 |
| Legal Block | 2 |
| Legal Lot Number | A |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | FORK UNION |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 20200 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 DEER LN, BREMO BLUFF, VA 23022-2276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Jul 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2007 |
| Transfer Doc | 747/633 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jul 13, 2026 |
| Property Address | 314 DEER LN, BREMO BLUFF, VA 23022-2276 |
| Document Number | 0000002114 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20262114 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 314 DEER LN, BREMO BLUFF, VA 23022-2276 |
| Document Number | 0000002114, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 20262114 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 314 DEER LN, BREMO BLUFF, VA 23022-2276 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230001933 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 230001933 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,700 (-) Land $35,000 Building $191,700 | $226,700 (-) Land $35,000 Building $191,700 | |
| 2025 | $1,711.00 (+0.65%) | $226,700 (+21.82%) Land $35,000 Building $191,700 | $226,700 (+21.82%) Land $35,000 Building $191,700 |
| 2024 | $1,700.00 (+8.28%) | ||
| 2023 | $186,100 Land $35,000 Building $151,100 | $186,100 Land $35,000 Building $151,100 | |
| 2022 | $1,570.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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