Berkeley County property record for 314 Deep River Rd, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,400 sqft · built 2008 |
| Lot Size | 0.212 acres (9,263 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (May 2022) |
| Tax Bill | $342 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-10-03-021 |
| Primary APN | 195-10-03-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Finished Area |
| Gross Area | 2,955 sqft |
| 1st Floor Area | 1,341 sqft |
| 2nd Floor Area | 1,059 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,263 sqft (0.212 acres) |
| Garage Area | 420 sqft |
| Porch | Patio |
| Porch Area | 135 sqft |
| Street Address | 314 DEEP RIVER RD |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-5381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 441OLD RICE RETREAT (MARSH GROVE)PHASE 8 |
| Legal Subdivision | CANE BAY (MARSH GROVE) |
| Legal Phase | 8 |
| Legal Lot Number | 345 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20711 |
314 Deep River Rd is owned and occupied by an individual who bought it in May 2022.
Source: Berkeley County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 DEEP RIVER RD, SUMMERVILLE, SC 29486-5381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU |
| May 2, 2022 | Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on File |
| Deed Sale | May 2, 2022 · Amount on File |
| Prior Sale | Jan 22, 2008 · Amount on File |
| Deed Document Number | 202218046 |
| Deed Book / Page | 4235 / 221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 314 DEEP RIVER RD, SUMMERVILLE, SC 29486-5381 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03129/0465 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 3129/0465 |
| Instrument | 2019032700 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | May 2, 2022 |
| Property Address | 314 DEEP RIVER RD, SUMMERVILLE, SC 29486-5381 |
| Document Number | 04235/0221 |
| Book / Page | 4235 / 221 |
| Map Reference | CAB N PG 19H-21H |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022018046 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 DEEP RIVER RD, SUMMERVILLE, SC 29486-5381 |
| Document Number | 2022018047 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022018047 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 314 Deep River Rd was $342, down 93.6% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,400 (+2,4%) Land $90,000 Building $272,400 | $362,400 (-) Land $90,000 Building $272,400 | |
| 2025 | $342.00 (-93.64%) | $14,496 (-33.33%) Land $3,600 Building $10,896 | $362,400 (-) Land $90,000 Building $272,400 |
| 2024 | $5,377.00 | $21,744 Land $5,400 Building $16,344 | $362,400 Land $90,000 Building $272,400 |
| 2022 | $1,346.00 | $22,494 Land $5,400 Building $17,094 | $374,900 Land $90,000 Building $284,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 314 Deep River Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 230 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 3 (2015–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Deep River Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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