Lawrence County property record for 314 Cottage Hill Ln, Spearfish, SD 57783
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 1,260 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,091 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32655-01400-110-97 |
| Primary APN | 32655-01400-110-97 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Duplex Single |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | R19949 |
|---|---|
| Street Address | 314 COTTAGE HILL LN |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-9574 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SANDSTONE HILLS ADDITION LOT 11R BLK 14 PLAT 2004-07421 |
| Legal Subdivision | SANDSTONE HILLS ADDITION |
| Legal Block | 14 |
| Legal Lot Number | 11R |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 966101 |
Source: Lawrence County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 47908 ROCKY LEDGE RD, CORONA, SD 57227-8224 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lawrence County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,420 (-4.31%) Land $65,920 Building $409,500 | ||
| 2025 | $3,091.00 (+0.03%) | $496,840 (+73.03%) Land $65,920 Building $430,920 | |
| 2024 | $3,090.00 (-16.69%) | ||
| 2023 | $360,820 Land $35,920 Building $324,900 | ||
| 2022 | $3,709.00 | $287,140 Land $35,920 Building $251,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 51% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPEARFISH serves 13,803 people · EPA ID SD4600311 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 100 / 20 |
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