314 Cottage Ct, Kalispell, MT 59901 Property Records

Flathead County property record for 314 Cottage Ct, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,325 sqft · built 2022
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,502 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0752201`

Property Details

APN / Parcel Number

Primary APN	`R0752201`
Alternative APNs	`07-3965-02-4-17-09-0000` `0000033140`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,325 sqft Living Area
1st Floor Area	945 sqft
2nd Floor Area	1,380 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	55 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000033140
Street Address	314 COTTAGE CT
City	KALISPELL
State	MT
Zip	59901-9161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE GARDENS SUB, S02, T28 N, R22 W, LOT 9
Legal Range	22W
Legal Township	28N
Legal Section	02
Legal Subdivision	COTTAGE GARDENS SUB
Legal Lot Number	9
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1032
Census Tract	802

Owner

314 Cottage Ct is owned by two individuals who acquired it in May 2022.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 CELLINI CT, LAKE OSWEGO, OR 97035-1510
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Special Warranty Deed, Transfer · Commercial Mortgage GLACIER BANK
Oct 7, 2022	Warranty Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE
May 2, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Oct 22, 2021	Warranty Deed, Transfer FLATHEAD PREMIER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022
Deed Sale	May 2, 2022
Prior Sale	Oct 22, 2021
Deed Document Number	202211286
Record Updated	Oct 29, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 7, 2022
Property Address	314 COTTAGE CT, KALISPELL, MT 59901-9161
Document Number	202200026420
Instrument Date	Oct 5, 2022
Instrument	202200026420
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 2ND ST W, KALISPELL, MT 59901-4410

Mortgage

Document Number	202200026453
Date	Oct 7, 2022
Instrument	202200026453

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 7, 2022
Property Address	314 COTTAGE CT, KALISPELL, MT 59901-9161
Document Number	202200026452
Instrument Date	Oct 5, 2022
Instrument	202200026452
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6 CELLINI CT, LAKE OSWEGO, OR 97035-1510

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 2, 2022
Property Address	314 COTTAGE CT, KALISPELL, MT 59901-9161
Document Number	202200011286
Instrument Date	Apr 27, 2022
Instrument	202200011286
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 2ND ST W, KALISPELL, MT 59901-4410

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 22, 2021
Property Address	314 COTTAGE CT, KALISPELL, MT 59901-9161
Document Number	202100037299
Instrument Date	Oct 1, 2021
Instrument	202100037299
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CELLINI CT, LAKE OSWEGO, OR 97035-1510

Tax Assessment & Valuation

The 2026 property tax bill for 314 Cottage Ct was $3,502, down 4.9% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,502.00 (-4.91%)	$687,500 (-)
2025	$3,683.00	$687,500	$687,500 Land $109,245 Building $578,255
2023	$4,493.00	$490,700	$490,700 Land $64,214 Building $426,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Cottage Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Cottage Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: InterBel Telephone Cooperative.

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