Lorain County property record for 314 Concord Dr, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1948 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Owner Name on File |
| Last Sale | $52,500 (Sep 2008) |
| Tax Bill | $1,655 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-047-108-019 |
| Primary APN | 03-00-047-108-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 672 sqft |
| 2nd Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 160 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 225 sqft |
| Deck Area | 36 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 314 CONCORD DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EUCLID ERIE PK 45 X 162 S/L 55 |
| Legal Subdivision | EUCLID ERIE PARK SUBDIVISION |
| Legal Block | 108 |
| Legal Lot Number | 55 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 22100 |
The current owner of 314 Concord Dr bought it in September 2008.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 314 CONCORD DR, LORAIN, OH 44052-2502 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2008 · Amount on File |
| Deed Sale | Sep 12, 2008 · Amount on File |
| Prior Sale | Jun 5, 2008 · Amount on File |
| Deed Document Number | 2008004491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 314 CONCORD DR, LORAIN, OH 44052-2502 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000844104 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-0844104 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 314 CONCORD DR, LORAIN, OH 44052-2502 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000906181 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 2023-0906181 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 314 CONCORD DR, LORAIN, OH 44052-2502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210844104 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-0844104 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
The 2025 property tax bill for 314 Concord Dr was $1,655.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,655.00 | $43,300 (+%) Land $7,300 Building $36,000 | $123,710 (-) Land $20,860 Building $102,850 |
| 2024 | $1,655.00 (+2.29%) | $43,299 (+37.76%) Land $7,301 Building $35,998 | $123,710 (+37.76%) Land $20,860 Building $102,850 |
| 2023 | $1,618.00 (+0.87%) | $31,430 (-) Land $9,254 Building $22,176 | $89,800 Land $26,440 Building $63,360 |
| 2022 | $1,604.00 | $31,430 Land $9,250 Building $22,180 | |
| 2021 | $89,800 Land $26,440 Building $63,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Concord Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 314 Concord Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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