Franklin County property record for 314 Commerce St, Waynesboro, PA 17268
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,032 sqft · built 1948 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,577 (2026) |
| Deeds & Mortgages | Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-5A48-52 |
| Primary APN | 25-5A48-52 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 1,032 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Lot Area | 6,534 sqft (0.15 acres) |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 314 COMMERCE ST |
|---|---|
| City | WAYNESBORO |
| State | PA |
| Zip | 17268-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 12300 |
314 Commerce St is owned and occupied by an individual who acquired it in September 2015.
Source: Franklin County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 COMMERCE ST, WAYNESBORO, PA 17268-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 3, 2015 |
| Transfer Doc | 0000017006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 314 COMMERCE ST, WAYNESBORO, PA 17268-1102 |
| Document Number | 0000002503 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 314 COMMERCE ST WAYNESBORO PA 172681102, WAYNESBORO, PA 17268-1102 |
| Document Number | 0000002503 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 2503 |
| Name | BANK OF NEW YOR #2004-SD3 (CE) |
|---|---|
| Address | NEW YORK, NY 10286 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2049 |
| Rate | 4.75% |
|---|
The 2026 property tax bill for 314 Commerce St was $1,577, up 0.1% from the year before.
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| Municipality | Waynesboro Borough |
| Unified School District | Waynesboro Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,577.00 (+0.06%) | $8,700 Land $1,150 Building $7,550 | |
| 2025 | $1,576.00 (+2.54%) | ||
| 2024 | $1,537.00 | $8,700 Land $1,150 Building $7,550 | |
| $8,700 Land $1,150 Building $7,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Commerce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 314 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BORO OF WAYNESBORO serves 13,200 people · EPA ID PA7280032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
May also be available: Brightspeed, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures