314 Commerce Lake Dr, #207, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 314 Commerce Lake Dr, #207, Saint Augustine, FL 32095

Property Summary

Property Type	Condominium Offices
Details	2,413 sqft · built 2007
Owner	Company Name on Record
Last Sale	$100 (Apr 2016)
Tax Bill	$4,972 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027090-2070`

Property Details

APN / Parcel Number

Primary APN	`027090-2070`

Interior

Units	9 Units
Building Area	2,413 sqft Gross Area
1st Floor Area	2,413 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007

Location & Zoning

Street Address	314 COMMERCE LAKE DR, 207
City	SAINT AUGUSTINE
State	FL
Zip	32095-8832
Property Category	Commercial
Property Type	Commercial > Office > Condominium Offices
Legal Description	LAKESIDE BUSINESS CENTER CONDO (OR3044/194) BLDG 200 UNIT 207 OR4865/1414
Legal Range	28E
Legal Township	06S
Legal Section	14
Legal Subdivision	LAKESIDE BUSINESS CTR BLDG 200
Legal Block	1
Legal Lot Number	207
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	310 COMMERCE LAKE DR, 206, SAINT AUGUSTINE, FL 32095-8831
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2016 · Amount on Record
Deed Sale	Apr 1, 2016 · Amount on Record
Prior Sale	Mar 6, 2012 · Amount on Record
Deed Book / Page	4179 / 745
Prior Transfer Date	Oct 29, 2013
Prior Transfer Doc	0038080605
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 14, 2020
Property Address	314 COMMERCE LAKE DR STE 207, 207, SAINT AUGUSTINE, FL 32095-8832
Document Number	0048651414
Book / Page	004865 / 001414
Instrument Date	Jan 7, 2020
Instrument	3149
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	314 COMMERCE LAKE DR #206 ST AUGUSTINE FL 320958832, 206, ST AUGUSTINE, FL 32095-8832

Mortgage

Document Number	48651416
Date	Jan 14, 2020
Book Page	004865/001416
Instrument	3150

Lender

Name	BBVA USA
Address	JACKSONVILLE, FL 32246

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 13, 2040

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,312 (-16.27%) Building $354,312	$423,150 (-) Building $423,150
2025	$4,972.00 (+14.04%)	$423,150 (-)	$423,150 (-)
2024	$4,360.00 (+3.12%)
2023	$4,228.00 (+14.61%)	$423,150 (+20.9%)	$423,150 (+20.9%)
2022	$3,689.00	$350,000	$350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20