314 Commack Rd, Deer Park, NY 11729 Property Records

Suffolk County and Babylon Town property record for 314 Commack Rd, Deer Park, NY 11729

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,039 sqft · built 1925
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Sep 2019)
Tax Bill	$18,351 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`472089 91.-1-61.3`

Property Details

APN / Parcel Number

Primary APN	`472089 91.-1-61.3`
Alternative APNs	`0100-091.00-01.00-061.003` `208909100000010610030000` `472000327310` `20221609081` `20231609081` `20251609081`

Interior

Full Baths	1 Bath
Building Area	1,039 sqft Building Perimeter

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Account Number	20251609081
Street Address	314 COMMACK RD
City	DEER PARK
State	NY
Zip	11729-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	N-KNAPP E-COMMACK RD S-STRECKER W-FERGUSON
Legal Block	1
Legal Lot Number	61
Jurisdiction	SUFFOLK NY
Township / Civil Division	BABYLON
Census Block Group	2
Census Block	2004
Census Tract	122801

Owner

314 Commack Rd is owned and occupied by an individual who bought it in September 2019.

Source: Suffolk County and Babylon Town records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	314 COMMACK RD, DEER PARK, NY 11729-5513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · ARM BETHPAGE FCU
Sep 19, 2019	Grant Deed, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Deed Book / Page	13029 / 400
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	314 COMMACK RD, DEER PARK, NY 11729-5513
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235630025
Date	Jan 25, 2024
Book Page	23563/25

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.2%
Type Change Date	Jan 1, 2029
Index	1-Year CMT

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 19, 2019
Property Address	314 COMMACK RD, DEER PARK, NY 11729-5513
Document Number	0130290400
Book / Page	013029 / 000400
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 PATTERSON AVE FRANKLIN SQUARE NY 110104105, FRANKLIN SQUARE, NY 11010-4105

Mortgage

Document Number	230620362
Date	Sep 19, 2019
Book Page	023062/000362

Lender

Name	MR COOPER
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 18, 2034

Tax Assessment & Valuation

Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Babylon Town
Unified School District	Deer Park Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,440 Land $200 Building $5,240	$922,034 (+11,255.1%) Land $33,898 Building $888,136
2024	$18,351.00		$8,120 (-1.48%) Land $299 Building $7,821
2023		$5,440 Land $200 Building $5,240	$8,242 Land $303 Building $7,939

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 314 Commack Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2005)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 Commack Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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