314 Colonial Dr, Madison, MS 39110 Property Records

Madison County property record for 314 Colonial Dr, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,992 sqft · built 1992
Owner2 Individual Names on Record
Tax Bill$1,224 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN072D-17D-001/01.23

Property Details

APN / Parcel Number

Primary APN072D-17D-001/01.23
Alternative APN
  • 12749

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,992 sqft Adjusted Area
1st Floor Area1,746 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number12749
Old Parcel Number072D-17D-001/01.23
Street Address314 COLONIAL DR
CityMADISON
StateMS
Zip39110-8969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 OF COLONIAL VILLAGE SUBDN P ART III
Legal Range02E
Legal Township07N
Legal Section17
Legal SubdivisionCOLONIAL VILLAGE PT 3
Legal Lot Number12
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group2
Census Block2003
Census Tract30109

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address314 COLONIAL DR, MADISON, MS 39110-8969
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
CADENCE BANK NA
Nov 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
CADENCE BANK NA
Apr 29, 2020Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2001
Deed SaleDec 5, 2001
Deed Document Number0000500440
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address314 COLONIAL DR, MADISON, MS 39110-8969
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 COLONIAL DR, MADISON, MS 39110-8969

Mortgage

Document Number0004664/56
DateMar 31, 2026
Book Page4664/56
Instrument1048679
Lender
NameCADENCE BANK NA
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueOct 1, 2055

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address314 COLONIAL DR, MADISON, MS 39110-8969
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 COLONIAL DR, MADISON, MS 39110-8969

Mortgage

Document Number004614/817
DateNov 4, 2025
Book Page4614/817
Instrument1038038
Lender
NameCADENCE BANK NA
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2055

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address314 COLONIAL DR, MADISON, MS 39110-8969
Document Number0000891883
Instrument DateApr 29, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address314 COLONIAL DR MADISON MS 391108969, MADISON, MS 39110-8969

Mortgage

Document Number0000891883
DateMay 27, 2020
Book Page003857/000533
Instrument891883
Lender
NameBANCORPSOUTH
TypeBank
AddressJACKSON, MS 39204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 26, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,224.00 Homeowner's exemption$13,080 (+0.62%)$130,800 (+0.62%) Land $30,000 Building $100,800
2024$1,224.00 (+0.82%)
2023$1,214.00 Homeowner's exemption$12,999$129,990 Land $30,000 Building $99,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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